When organizing assets with the Rabby Wallet, I discovered something - the over 80,000 USDC that had been frozen for two years could actually be moved.

After the Multichain collapse in 2023, my assets were locked inside. The days of waiting were painfully long. It was only recently that I gradually recovered from the release by the liquidators, and in just two minutes, 85740 USDC arrived in my Wallet. The moment the money came back, it was a mix of emotions.

These past two years have made me realize one thing: when a team has problems, the entire protocol becomes paralyzed. Your assets are actually in the hands of a few strangers. What’s even more heartbreaking is that such significant unblocking information is hardly discussed in the market. The information gap can really be devastating. The despair of having assets that are visible but cannot be withdrawn is more painful than a direct loss to zero.

After experiencing this, my investment logic has changed completely: core assets must be placed in a transparent and rule-based environment that does not rely on single-point risks. This is also the reason why I later leaned towards USDD.

First of all, there is on-chain transparency. Every collateral asset behind each USDD can be verified on-chain, and security relies on verifiable code logic rather than the "trust" of any institution. As a stablecoin, it was born from the TRON ecosystem, which is a large-scale infrastructure, providing a relatively stable foundation.

Secondly, the design philosophy is simple. No complicated nesting with unnecessary embellishments, just the way money should be—stable, efficient, and easy to use.

In the crypto world, avoiding a big pitfall is often more important than seizing ten opportunities. My experiences over the past two years have made me understand this principle. USDD has become my "safety cushion". It won't give you the thrill of becoming rich overnight, but it allows you to sleep soundly in this market. That alone is very valuable.