Data is always honest, but the human heart can deceive itself.

Recently, the Fear and Greed Index has been stuck at 29, and the entire market is shrouded in anxiety. The question everywhere is: where is the bottom? Everyone is searching for an answer. However, the surface-level fear and what is actually happening are often not the same thing.

**When the whole market is shouting "Where is the bottom?"**

What does the index dropping to 29 mean? Historical experience tells us that extreme panic is often a precursor to a reversal. But the key question is - do you know what to buy? Many people's first reaction is to catch the falling knife or to stubbornly hold those volatile mainstream coins. And the result? The initial "greed" ultimately evolves into deeper "fear."

**What is the smart money really doing**

Have you noticed that every time the market falls into extreme panic, there is always a type of asset that quietly accumulates? They are not flashy, and there are no dramatic rises and falls, yet they continuously absorb funds and generate stable returns. These are tools used by institutions and large investors to hedge against volatility risk while earning stable cash flow.

For example, those completely decentralized designs, over-collateralized mechanisms, and stablecoin assets that automatically generate interest just by holding them. They maintain value stability through mathematics and code rather than institutional credit.

**Why choose now, why choose it**

The more chaotic the market, the more valuable certain assets become. Decentralized stablecoins do not rely on any banks or countries; they operate entirely on smart contracts—this is the true "trustless hard stability."

The more realistic benefit is: you don't have to speculate on market trends; holding will yield stable interest. The more intense the market fluctuations, the more obvious this cash flow value becomes. Compared to the low-interest environment of traditional finance, obtaining stable returns in the crypto market is, in itself, a hedging strategy.

In the current situation with a panic index of 29, perhaps it is the right time to plan for "steady happiness."