There is a function to clear financial records with a 9-item income and expense app for 2025

In 2025, many new income and expense tracking apps are coming out. Whether on iOS or Android, there are plenty of options. Even if you’re a new user who has never used this type of app before, you can start easily because most are designed to be user-friendly. Let’s look at the details of the pros and cons and compare the features of each.

Overview: Why Use an Income and Expense Tracking App

Income and Expense Tracking Apps are tools that make managing your finances simple and organized. Nowadays, many people are looking for ways to save and invest wisely, whether through budgeting or saving for the future. These apps help you track money inflows and outflows clearly, accessible anytime and anywhere.

Review of 9 Top Income and Expense Apps of 2025

Money Manager Expense & Budget – For comprehensive management

This app is developed for systematic personal asset management. A key feature is PC Manager, which allows you to view and edit financial data on your computer via Wi-Fi. You can organize records by date, category, or account group. Additionally, it displays detailed account trends through graphs.

For managing recurring cards and transfers, this app is excellent. When you connect your debit card, it shows outstanding amounts and balances immediately within the app. Supports account deductions, recurring transfers, and automatic bill payments.

Security features include password lock, statistical data, and backup via Google Drive or Excel.

Download: Google Play, App Store

Money Lover – For those who want to plan their finances

This app is a good companion for saving, expense tracking, and professional budgeting. Over 5 million users worldwide.

It allows integrated tracking of income, expenses, bills, and debts in one place. Offers clear reports so you know where your money goes.

Besides setting spending limits, it can forecast future expenses based on your habits, with automatic transactions, notifications, and support for multiple currencies.

Premium members get multiple wallets, detailed reports, and automatic bank account linking.

Download: Google Play, App Store

Spendee Budget & Money Tracker – Clear financial overview

Designed to give you a full picture of your spending habits, whether through online banking, PayPal, or digital wallets. The app consolidates all your financial data to help you make better money decisions.

Expenses are automatically categorized and displayed via attractive graphs. You can see spending patterns, set goals for each category, and track progress.

Spendee also offers personalized financial advice to improve money management and build emergency funds.

Download: Google Play, App Store

MeowJot – Especially for Thai users

A income and expense app built specifically for Thais, featuring OCR technology that automatically scans receipts and bank slips.

Just upload a slip, and the system will categorize it for you. Ideal if you frequently use PromptPay or bank transfers.

Supports slips from SCB, KBank, Krungsri, and other Thai banks, with real-time daily summaries. You can modify categories and tags yourself. The simple interface is fast and easy to use.

Download: Google Play, App Store

MeTang : Expense Manager – Usable even without manual entry

A convenient tool for personal bookkeeping with voice input features. Just press a button and speak; it converts your speech into income and expense records automatically, saving time and hassle.

Supports multiple accounts like cash, savings, credit cards, with various categories. Focuses on security with fingerprint, password, and Face ID to keep your financial data private.

Download: Google Play, App Store

Piggipo – Credit card expert

Designed especially for frequent credit card users, providing a comprehensive view of your finances by consolidating all balances and transactions.

Not only tracking income and expenses across different cards, but also calculating interest, managing daily expenses efficiently.

Create unlimited credit cards and wallets, track cashback, and make prepayments to review bills before paying. Billbox ensures bills are accurate, and reminders alert you about due dates to avoid extra interest. Attach photos to transactions, set locations, view graphs, export unlimited Excel reports, plan future spending, and VIP support.

Download: Google Play, App Store

Budge – Save money, set goals, and build good habits

Helps you plan, save, and develop mindful spending habits with a modern, colorful interface. Ideal for setting savings goals, tracking categories, and controlling budgets.

Break expenses into daily, weekly, or monthly segments. Track progress toward specific goals like travel, debt repayment, or emergency funds. Features visual dashboards, notifications, multiple wallets for personal and shared use.

Download: Google Play

Daak – Budget & Expense App – Simple for beginners

Very easy-to-use app that tracks daily expenses in seconds. Focuses on simplicity: just enter expenses, choose a category, and you’re done. Suitable for beginners or those who want a straightforward budget.

Supports traditional transactions, expense summaries, and adjustable categories. You can set weekly or monthly limits. Lacks in-depth analysis but appeals to users who prefer clarity.

Download: Google Play, App Store

Oh My Cost – Fun and engaging recording

Makes daily income and expense logging enjoyable with over 500 cute icons. Track daily expenses efficiently and quickly.

From coffee purchases to activities, you can monitor with just a few taps. Supports multiple accounts, making it suitable for personal and family management. Set monthly goals, view progress, categorize, and add notes for detailed tracking.

Download: App Store

Summary Comparison Table

Conclusion

Income and Expense Tracking Apps are essential tools on your phone, helping you control spending effectively. These 9 apps are not only designed to be user-friendly but also encourage better habits in recording income and expenses. All are free to download and use. Choose the one that best fits your style and start managing your finances today!