5 Most Popular Online Money-Making Apps in Vietnam in 2025

The digital age has opened up countless income-generating opportunities that only require a smartphone. From global financial investments to online selling, online earning apps are becoming more diverse and accessible. This article will help you explore the most reputable and effective platforms to create additional income streams.

An Overview of Online Money-Making Applications

Today’s online earning apps can be divided into three main groups:

Group 1: Task-Based Apps This is the simplest type, requiring users to complete small tasks such as answering surveys, viewing ads, or inviting friends to download the app. Each task yields from 5,000 - 100,000 VND depending on complexity. The advantage is no initial capital needed, but the downside is it takes a lot of time with low returns.

Group 2: Financial Investment Apps These platforms allow trading in Vietnamese stocks, cryptocurrencies, international indices, commodities, and other financial assets. Returns can range from 4-7% for savings accounts, over 10% for financial investments, but require knowledge and initial capital.

Group 3: E-Commerce Apps Allow opening online stores and selling products. Earnings depend on sales volume and product pricing, but 5-20% commission is deducted by the platform.

Top 5 Online Money-Making Platforms

1. Mitrade - Global Financial Investment Trading

Mitrade is an international brokerage licensed by ASIC (Australian Securities and Investments Commission). This platform provides access to over 100 financial assets including international stocks (Apple, Tesla, Amazon), indices (S&P 500, FTSE 100), cryptocurrencies (Bitcoin, Ethereum), and commodities (oil, gold).

Earning money from Mitrade is very straightforward: select the asset you want to invest in, and apply 1/10 leverage to amplify returns. For example, if Bitcoin rises 1%, your Bitcoin CFD will increase by 10%. New users receive bonuses from 10-100 USD and can practice with a free demo account with 50,000 USD virtual funds.

The trading process is simple: Download app → Select asset → Deposit minimum $50 → Place buy/sell order → Take profit.

Advantages: Diverse assets, high leverage, user-friendly interface, internationally licensed.
Disadvantages: Requires trading knowledge, high risk if market is not well understood.

2. VPS SmartOne - Domestic Stock Investment Platform

VPS SmartOne is a Vietnamese stock trading app by VPS brokerage, licensed by the Vietnamese Securities Commission. This app stands out with an easy-to-use interface and the fastest order matching speed in the field.

Users can invest in top Vietnamese stocks such as Vinamilk (VNM), Masan (MSN), Vingroup (VIC). However, VPS offers only 1/2 leverage, lower than Mitrade, resulting in a 2% profit when prices increase by 1%.

Advantages: Deep local market focus, tightly regulated, fast trading.
Disadvantages: Low leverage, limited asset types, requires understanding of Vietnamese stocks.

3. FinHay - Accumulation Investment for Beginners

FinHay is an optimal solution for those with no investment experience. You only need to deposit money once, entrust it to professional investment funds, and share the returns.

Expected yields range from 5-15% annually, higher than bank savings but lower than direct investing. It’s a safe choice, suitable for those seeking peace of mind rather than high returns.

Advantages: Safe, passive, no need for deep knowledge.
Disadvantages: Limited returns, no direct control over the portfolio.

4. Shopee - E-Commerce Platform with Simple Process

Shopee is currently the largest online selling platform in Vietnam. Opening a store on Shopee is quicker than on Lazada or Tiki, with attractive promotional policies to attract customers.

The earning model is very clear: list products → receive orders → deliver → get paid. Shopee has a large customer base, increasing sales opportunities compared to competitors.

Advantages: Simple procedures, high traffic, flexible selling policies.
Disadvantages: Need to have stock ready, manage inventory and logistics, fierce competition.

5. Grab - Earning Through Cashback and Challenge Rewards

Besides ride-hailing services, Grab offers weekly challenges to help users earn extra money. When completing a certain number of trips (e.g., 5 trips), you will receive cashback of 20,000-50,000 VND into your e-wallet.

This is a micro-earning method suitable for frequent Grab users or drivers already on the platform.

Advantages: Easy to access, integrated into daily use, no separate investment needed.
Disadvantages: Low rewards, not a primary income source.

Detailed Comparison of the Four Main Methods

Important Warnings When Using Online Money-Making Apps

While earning money online is easy and quick, there are many potential risks users should be aware of:

Fake Apps Many unlicensed financial investment platforms exploit their reputation to scam. Always check licensing from official authorities (ASIC, Vietnamese Securities Commission).

Personal Data Theft Some task apps contain malware aimed at stealing phone data. Only download apps with high ratings (4.0+ stars) on Google Play and high download counts.

Before Installing, Do the Following

• Check user reviews and comments
• Verify company/developer information
• Research organizational licensing

With VPS, choose brokerage firms among the top 5 recognized by the Vietnamese Securities Commission. With Mitrade, verify it is an ASIC-licensed platform with at least 4.2-star reviews.

Conclusion

Online earning apps open up real opportunities to generate additional income streams. Depending on your needs and capabilities:

• Want quick, high returns? Choose financial apps like Mitrade or VPS SmartOne.
• Prefer simplicity and low risk? FinHay or savings accounts are safe options.
• Want to run a business? E-commerce platforms like Shopee offer high profit potential.
• Looking for micro-earnings? Small tasks or Grab are suitable.

The key is always to equip yourself with knowledge, do thorough research, and only use reputable online earning apps. The digital age offers benefits but also hidden risks, so caution is the key to success.