Top 5 popular money-making app platforms on mobile phones in Vietnam in 2025

With the explosion of e-commerce and financial technology, generating additional income from your smartphone has become a reality. No longer a distant story, earning money through apps has developed into a full industry with millions of participants. This article will analyze in detail the methods of revenue generation from mobile phones and the most notable earning apps platforms today.

Classification of current earning app types

The earning app market in Vietnam is divided into three main groups, each with its own characteristics regarding investment capital, income levels, and skill requirements.

Group 1: Task completion apps

This is the most popular choice for beginners. You only need to perform simple activities such as answering surveys, watching ads, or inviting friends to download apps. After completing, you will receive rewards ranging from 5,000 VND to 100,000 VND depending on the task level.

Advantages: No initial capital required, easy to start, no professional knowledge needed.

Disadvantages: Low income, time-consuming, high security risk because these apps often require access to personal information.

Group 2: Financial investment apps

This includes applications from banks, securities companies, and international asset trading platforms. Returns vary depending on the type:

• Bank savings: 4% - 7%/year
• Vietnamese stock investment: > 10%/year
• International financial asset trading: > 10%/year

Advantages: High income potential, saves time, opportunities for significant profits.

Disadvantages: Requires initial investment capital (minimum $50 - 200,000 VND), transaction fees, and market knowledge needed.

Group 3: E-commerce apps

Platforms like Shopee, Tiki allow you to open online stores with low investment. Income depends on your sales volume, but you must deduct 15%-20% commission for each order.

Advantages: Income depends on you, no upper limit, long-term business potential.

Disadvantages: Need to prepare goods, require business and customer management skills.

Detailed comparison of the three methods

5 recommended earning apps

1. Mitrade - Invest in 100+ global assets

Mitrade is a trading platform licensed by the Australian Securities and Investments Commission (ASIC), used by over 1 million traders. This app allows trading over 100 asset types including stocks (Apple, Tesla, Amazon), indices (S&P 500, FTSE 100), cryptocurrencies (Bitcoin, Ethereum), and commodities (crude oil, gold).

How to earn money:

• Step 1: Download the Mitrade app on iOS or Android
• Step 2: Choose the asset to trade, e.g., Bitcoin. If you forecast the price will rise, place a Buy order
• Step 3: When the price hits your target, close the order to realize profit

A highlight is the ability to use leverage of 1:10, meaning you only need to put in 1/10 of Bitcoin’s value to buy 1 CFD Bitcoin. When Bitcoin increases by 1%, the CFD Bitcoin will increase by 10%, amplifying profits.

Advantages: Managed by a reputable regulatory agency, free demo account with 50,000 USD virtual funds, supports global trading, rated 4.2/5 on Google Play.

Costs: Trading fees from 0.01%-0.03%, no basic fee.

2. VPS SmartOne - Trade Vietnamese stocks

VPS SmartOne, provided by the securities brokerage VPS, is licensed by the Vietnamese Securities Commission. It features a user-friendly interface and the fastest order matching speed in Vietnam.

You can invest in top stocks like Vinamilk (VNM), Masan (MSN), Vingroup (VIC), and other Vietnamese securities.

Difference: VPS offers leverage of 1:2 (lower than Mitrade), so when stocks increase by 1%, profits increase by only 2% instead of 10%.

Suitable for: Investors wanting to focus on the Vietnamese stock market with moderate risk.

3. FinHay - Safe accumulation investment

FinHay is an ideal solution for those with no investment experience. Instead of trading themselves, you entrust your money to investment funds managed by experts. Returns range from 5%-15%/year.

Mechanism: Deposit money into the fund, experts invest on your behalf, and you share profits when the fund makes a profit. Lower risk compared to self-trading.

Suitable for: Conservative investors, beginners, those wanting long-term investment without frequent monitoring.

4. Shopee - Flexible online business

Shopee is Vietnam’s largest e-commerce platform with over 70 million monthly users. Opening a store is very simple: just create an account, list products, and wait for customers to buy.

Advantages: Fast procedures, many promotional programs to support sales, large customer base, easy to compare with other platforms like Tiki or Lazada.

Costs: 15%-20% commission depending on product category when a sale is made. No registration fee.

Income: Entirely depends on your sales volume. Some sellers earn from a few million to hundreds of millions VND/month.

5. Grab - Cashback via challenges

Grab is not just a ride-hailing app. Users can earn money through “challenge” cashback offers. For example: complete 5 rides to receive 20,000-50,000 VND into your e-wallet.

Mechanism: Use Grab services normally, complete challenge conditions, and get back part of your spent money.

Suitable for: Regular Grab users who want to maximize benefits.

Important notes when using earning apps

Check credibility: Before installing any app, verify:

• Is the platform licensed by the regulatory authority (ASIC, Vietnam Securities Commission)?
• Are user ratings high (4.0+ stars)?
• Does the company have clear information and support contact?

Prevent scams: Many fake apps or unlicensed securities companies still operate. They often:

• Promise unrealistically high profits (>50%/month)
• Require deposits into personal bank accounts
• Lack clear company information

Protect personal information: Especially with task apps,:

• Only grant necessary access rights
• Do not share passwords or bank details
• Regularly check activity logs

Conclusion

Earning money from apps is no longer a dream. Depending on your financial situation, knowledge, and time, choose the suitable method:

• No capital, free time: Choose task completion apps
• Financial knowledge, seeking high profits: Choose investment apps like Mitrade or VPS SmartOne
• Want to run a business, have products to sell: Choose e-commerce platforms like Shopee
• Want safety, simplicity: Choose FinHay

However, always be cautious and learn before making decisions. Making money online is easy but also easy to fall into scams. Selecting reputable earning apps managed by official agencies is the first step to protect your assets and personal information.