XRP aims to become the SWIFT of the global banking industry, providing near-instant and extremely low-cost cross-border settlement services, as emphasized in CNBC's report. Its blockchain is designed for speed and efficiency, capable of processing thousands of transactions per second, surpassing Bitcoin and Ethereum in these metrics. Active collaborations between RippleNet and global banks are driving XRP's real-world application and institutional participation, making it a practical alternative for international transfers rather than just a speculative asset.

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