Many friends often ask me: "Can I still buy now? Will my coins keep falling?" To be honest, I want to tell everyone a straightforward truth — crypto assets are never meant to be "a gamble of luck," but rather a process of "gradually accumulating step by step."
A friend of mine, during the worst bear market in 2022, actually started to commit to dollar-cost averaging (DCA) with conviction. At first, every time there was a sharp decline, he kept a close eye on his phone, afraid of losing everything. But gradually, he realized the real secret: big gains never come from perfectly timing the bottom, but from continuous buying and averaging down the cost. Now, he has achieved passive income freedom, no need for 996 work, and can live comfortably.
Based on his practical experience and my market observations, I want to share three easy-to-implement DCA strategies:
**First: Fixed Interval DCA Method**
Choose a fixed time, like a specific day each week, and buy the same amount of funds — he simply invests $500 every week without fail. No matter how crazy the market moves that day, whether it’s soaring or crashing, he stays calm and decisive. Over time, during bull markets, he buys less, and during bear markets, he buys more, naturally lowering his average cost.
**Second: Ladder Cost Averaging Method**
Predefine three entry points for adding positions. For example, add at $300U, then at $200U, and go big at $100U. This way, dips no longer trigger panic but become golden opportunities for low-cost entry — the more it dips, the easier it is to stay calm and act.
**Third: Moving Average Support Method**
Use the 100-day moving average as a medium-term reference line; approaching this line often presents a good entry opportunity. For more stability, you can also look at the 200-day moving average, which helps anchor long-term trends and prevents being misled by short-term fluctuations.
These three methods are not complicated tricks; honestly, it all comes down to one word: **Persistence**. DCA is never about how smart you are, but whether you can stay patient. Those who keep investing confidently before the bull market truly takes off may seem "luckily blessed," but in reality, it’s the inevitable result of enduring year after year.
The value of a coin needs time to prove itself. Holding long-term and sticking to DCA is the most reliable way for ordinary people to grow their assets. Market cycles will come and go, but the key is to find the right direction.
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
13 Likes
Reward
13
4
Repost
Share
Comment
0/400
BrokenYield
· 01-09 10:51
nah dude, the 200-day MA cope is just survivorship bias dressed up as strategy. half these "passive income" stories conveniently forget the 2023 cascades
Reply0
PumpAnalyst
· 01-09 10:51
It sounds good, but what I fear most are stories like "My friend made passive income and gained financial freedom"... Is it true? The technical aspects, such as moving averages and support levels, are all nonsense. The key is to see how the market manipulators push the price; don't get caught and be cut off.
View OriginalReply0
ApeDegen
· 01-09 10:50
You're right, dollar-cost averaging is about endurance; only those who can hold on are the winners.
---
Once again with this rhetoric, why do I always want to buy the dip? It's really tormenting.
---
$500 weekly? I can't learn this move, my mindset is really hopeless.
---
The moving average support method sounds reliable, but I still tend to operate in the opposite direction, haha.
---
Those who can still invest in a bear market truly have unbeatable mental strength; how strong must their conviction be?
---
Looking at my friend's story, I have to ask—what if the coin really goes to zero?
---
The "Zhi" mantra, simple and straightforward, is about overcoming human greed and fear.
---
This article hit me hard, but I will still keep making mistakes, no way around it.
---
Staircase adding positions sounds the most practical; it's easier to get started than pure dollar-cost averaging.
View OriginalReply0
MEVHunterBearish
· 01-09 10:49
That's right, but you need a little patience. Keep going, and you'll break through.
DCA (Dollar-Cost Averaging) is really just about mindset; don't expect to get rich overnight.
Honestly, compared to perfectly timing the bottom, it's better to just consistently invest a small amount every week. In the long run, it doesn't make much difference.
This guy's approach is reliable. I do the same, but no one can stick to it that persistently.
Staircase adding positions is really comfortable. When prices drop, it actually makes you feel more secure, and you get low-cost chips.
I use the moving average strategy less often, but it sounds reasonable, saving me from guessing the bottom blindly.
The key is execution. Most people fail because they can't stick with it.
Yes, long-term holding and dollar-cost averaging is the most stable path, even though it may seem less exciting.
Speaking of passive income and financial freedom, who doesn't want that? But you have to get through a few cycles first.
Many friends often ask me: "Can I still buy now? Will my coins keep falling?" To be honest, I want to tell everyone a straightforward truth — crypto assets are never meant to be "a gamble of luck," but rather a process of "gradually accumulating step by step."
A friend of mine, during the worst bear market in 2022, actually started to commit to dollar-cost averaging (DCA) with conviction. At first, every time there was a sharp decline, he kept a close eye on his phone, afraid of losing everything. But gradually, he realized the real secret: big gains never come from perfectly timing the bottom, but from continuous buying and averaging down the cost. Now, he has achieved passive income freedom, no need for 996 work, and can live comfortably.
Based on his practical experience and my market observations, I want to share three easy-to-implement DCA strategies:
**First: Fixed Interval DCA Method**
Choose a fixed time, like a specific day each week, and buy the same amount of funds — he simply invests $500 every week without fail. No matter how crazy the market moves that day, whether it’s soaring or crashing, he stays calm and decisive. Over time, during bull markets, he buys less, and during bear markets, he buys more, naturally lowering his average cost.
**Second: Ladder Cost Averaging Method**
Predefine three entry points for adding positions. For example, add at $300U, then at $200U, and go big at $100U. This way, dips no longer trigger panic but become golden opportunities for low-cost entry — the more it dips, the easier it is to stay calm and act.
**Third: Moving Average Support Method**
Use the 100-day moving average as a medium-term reference line; approaching this line often presents a good entry opportunity. For more stability, you can also look at the 200-day moving average, which helps anchor long-term trends and prevents being misled by short-term fluctuations.
These three methods are not complicated tricks; honestly, it all comes down to one word: **Persistence**. DCA is never about how smart you are, but whether you can stay patient. Those who keep investing confidently before the bull market truly takes off may seem "luckily blessed," but in reality, it’s the inevitable result of enduring year after year.
The value of a coin needs time to prove itself. Holding long-term and sticking to DCA is the most reliable way for ordinary people to grow their assets. Market cycles will come and go, but the key is to find the right direction.