#DeFi借贷市场 Seeing Maple Finance's lending volume hit a new all-time high is truly exciting! Surging from $500 million to over $5 billion in total loans issued, with over $8.5 billion in total loans and an annualized revenue surpassing $25 million — this is not just numbers game, but real institutional capital flowing into DeFi.

What impresses me most is their philosophy: emphasizing **genuine sustainable returns rather than incentive-driven**. This is a sign that the Web3 lending market is maturing! Instead of relying on empty promises and token incentives, they attract institutions through stable risk-adjusted returns, standardized credit assessments, and cross-chain expansion (Linea, Solana, etc.) — this is exactly what I’ve been saying, that the future of DeFi belongs to protocols that can provide **real value and predictable yields**.

In contrast, some projects are still playing the incentive game, but Maple’s approach points toward a higher goal — reaching $10 billion ARR by 2026. This long-term vision, combined with collaborations with top protocols like Aave, Pendle, Spark, etc., is helping to build a **new standard for on-chain institutional asset management**.

This is exactly what we want to see — DeFi is no longer a playground for speculation, but a robust financial infrastructure. Who would have thought that the once-questioned lending market has now become a new choice for institutional capital allocation? The story of decentralized finance is just beginning.