By 2026, with the continuous development of the BNB Chain ecosystem, more and more emerging token projects are surfacing. Many of these projects have promising technological innovations and commercial prospects, but the problem is—liquidity is concerning, making it difficult to sell, and idle if held.

For those engaged in long-term value investing, this creates a dilemma: selling might mean missing out on future gains, but not selling means funds are stuck idle.

The recently launched long-tail collateralized lending scheme by ListaDAO hits this pain point perfectly.

The core logic is simple—use your long-tail tokens as collateral to borrow USD1 stablecoins. This way, you don’t have to sell your tokens at a loss and can still access highly liquid assets. USD1, a stablecoin that has grown rapidly over the past two years, is now widely used in lending, wealth management, payments, and other fields, with excellent liquidity.

Once you have USD1, the gameplay begins. You can deposit it into PSM high-yield savings, which offers an annualized return of 7%-12%; or participate in the PT-USDe arbitrage mechanism, which can achieve an annualized return of about 19.01%. As a result, your long-tail tokens quietly appreciate in value, while USD1 continues to generate income—effectively earning two streams of revenue from one asset.

Here's a simple calculation: suppose you collateralize long-tail tokens worth 10,000, and borrow the corresponding USD1 to implement a 10% annualized savings strategy, earning 1,000 in a year. If your long-tail tokens also increase by 30%, that’s an additional 3,000 in profit. Combining both, the investment efficiency significantly improves—this is what is called "maximizing asset utilization"—not wasting any potential for asset appreciation.