What are crypto enthusiasts most afraid of?

It's not watching the K-line halve in value, nor is it getting liquidated overnight on a contract, but rather the hard-earned real money turning into fiat currency and then being stuck, unable to withdraw.

Recently, an older brother came to me late at night, barely able to speak—after converting 500,000 USDT into fiat and depositing it, his bank card was frozen the next day, and all non-counter operations were disabled. The money was truly earned, and it was truly frozen. This feeling is more suffocating than a liquidation.

The funds haven't lost value, but they can't be moved—that feeling is something only those who have experienced it understand. Even more absurd is that he only conducted normal OTC transactions, never involved in any gray industries, yet he was implicated by a scammer's funding chain. Now, these illegal elements especially like to use ordinary traders as "fund receiving endpoints." When police investigate, they usually freeze accounts in the middle of the chain first, then check each one individually.

If you encounter this situation, don't panic; most problems can be solved. The key is to cooperate actively with the police investigation, organize evidence such as transaction screenshots, chat records, and transfer receipts. Once your innocence is proven, the freeze will be lifted—though this process does indeed take time and effort.

The real skill in the crypto world isn't just making money, but being able to withdraw it safely. My approach is: apply for a dedicated OTC withdrawal bank card, which is strictly not used for daily expenses or transfers to friends and family—dedicated card for dedicated funds. Only work with long-term, reputable trading partners, and never get tempted by better exchange rates from unfamiliar accounts. When withdrawing large amounts, split into several transactions, transfer in stages, and wait 48 hours after arrival before moving again.

Understand this principle: making money is only the first half; safely withdrawing and securing the funds is the true victory. The crypto race is never just about technical skills and trading strategies; it also tests risk awareness and maturity. Those who can protect their profits and truly hold their funds are the veterans in this market.