#稳定币监管 Recently, I saw the timeline for US crypto regulation in 2026 and wanted to share some thoughts with everyone.

From the January hearings to the implementation of stablecoin regulations in July, and then to the midterm elections in November, this year has indeed been a turning point. But I want to remind everyone that a gradually clearer regulatory framework does not mean the risks have disappeared—in fact, it requires us to be even more cautious.

Stablecoins, as a bridge connecting traditional finance and the crypto world, have always been a focus of regulation. The supporting details of the GENIUS Act are about to take effect, which means that the capital requirements and compliance costs for issuers will increase. For investors, this may seem like good news—stricter regulation means safer assets. But it also indicates that the market will undergo adjustments.

My simple advice: don’t blindly increase your holdings just because of "regulatory friendliness." True safety comes from position management and a clear understanding of risks. Choose stablecoin projects with genuine backgrounds and high transparency, and maintain a moderate holding ratio. This is much smarter than chasing short-term policy dividends.

In the long run, a regulated market is indeed more worth participating in. But the prerequisite is that you have enough patience and a clear mind.