Recently, I heard my friends talk about Plasma One. After researching it carefully, I finally understood why more and more people are starting to abandon traditional finance.

A quick comparison shows just how big the difference is. The 4% annualized financial products offered by banks require your money to be frozen for a period of time, which is not only inconvenient but also yields ridiculously low returns. But on the blockchain? You deposit your stablecoins, and they generate income every second, with no lock-up period—use it when you want, withdraw it when you want. That’s true capital efficiency.

Even more impressive is the transfer experience. Traditional cross-border transfers often take a day or two and come with various fees that eat into your money. Transferring via Plasma One is almost instant, with zero fees. Whether you're sending money to a friend or making an international payment, it’s completed instantly, and no one is making a profit from middlemen.

To put it simply, the on-chain world has completely changed the logic of how money works. The traditional banking system is really starting to feel outdated.