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It's over! These days I was slowly browsing Genius and o1, but both changed their rules to split fixed points weekly!
As expected, hardworking people get the meat first. I'm useless! Now that things have come to this, let's have a meal first!
And then give a shoutout to @TermMaxFi and @RiverdotInc, these two can still be developed further 👇
TermMax mainly focuses on turning RWA assets into tools that can be stably borrowed and profitably used on-chain.
Core:
1️⃣ Fixed interest rate lending: Unlike traditional DeFi where interest rates fluctuate wildly, TermMax locks the rate from the start.
2️⃣ RWA gameplay: Connecting tokenized stocks like Ondo-related assets, not just pure air coins.
3️⃣ More stable: Better suited for those seeking long-term, predictable returns.
Meanwhile, #River is about converting valuable but hard-to-use assets like BTC and ETH into stablecoins usable across the entire chain.
The core mechanism Omni-CDP allows users to collateralize on chain A, with funds directly used on chains B / C to mint satUSD or satUSD+.
satUSD is a usage right, while satUSD+ is a usage right with added yield. The goal is to enable assets to truly flow across the entire chain.