Retail investors' interest has returned capital to stablecoins - ForkLog: cryptocurrencies, AI, singularity, the future

Retail investors’ interest has returned capital to stablecoins

Net inflow of funds into “stablecoins” surged by 414.5% and reached $1.7 billion in a week. This is stated in a report by Messari analysts.

Source: Messari. The total market capitalization of the segment increased to $293.7 billion. On-chain activity in the sector shows steady growth. Weekly transaction volume increased by 6% to $312.5 billion. The number of daily transfers grew by nearly 10%, totaling 30.9 million.

Analysts recorded a decrease in the average transaction size. This trend indicates a widespread return of retail users. People are increasingly using stablecoins for everyday tasks.

The leaders of weekly growth were PYUSD, USDS, and USDC. The USDT token maintained a market share of 62.5%. The main underperformers were USDe and USD1, whose volumes slightly declined.

Large businesses are actively integrating such solutions. Meta is exploring the implementation of stablecoin payments on its platforms. The estimated launch period for the innovation is the second half of 2026. The company will abandon issuing its own token in favor of third-party providers.

Discussion on Stablecoins

Demand for stablecoins is recovering despite regulatory disputes in the US. The American banking lobby opposes paying interest on “stablecoins,” fearing deposit outflows.

Due to disagreements over yields, the Senate has indefinitely postponed consideration of the crypto market structure bill (Clarity Act).

US President Donald Trump criticized traditional financial institutions on the social network Truth Social.

“Banks threaten the law and undermine it. This is unacceptable, we will not allow it,” he wrote.

US President’s son and co-founder of the World Liberty Financial platform, Eric Trump, also condemned financial institutions for fighting the digital asset industry. He stated that JPMorgan Chase, Bank of America, and Wells Fargo hinder American crypto platforms from paying interest to clients on stablecoins.

Let me make this very clear: Big Banks (think JPMorgan Chase, Bank of America, Wells Fargo, etc.) are lobbying overtime to block Americans from getting higher yields on their savings—while trying to block any rewards or perks from being given to customers.

These banks, and…

— Eric Trump (@EricTrump) March 4, 2026

According to him, the American Bankers Association and other lobbyists spend millions of dollars to use the Clarity Act to ban interest rates of 4-5% annually.

Trump Jr. noted that traditional banks offer clients yields of only 0.01-0.05% per year, while they themselves earn 3.65% from the Fed.

“They are protecting their monopoly on low rates. This is anti-consumer and anti-American,” he wrote.

JPMorgan CEO Jamie Dimon called for equal conditions in the market. In his opinion, if a stablecoin issuer holds client balances and pays interest on them, it should be regulated as a traditional bank.

Patrick Witte, CEO of the Presidential Council on Digital Assets, disagreed. He called Dimon’s words deceitful.

“Bank regulation is required when lending or re-pledging reserves. Paying interest on the balance itself does not require regulation,” Witte explained.

Recall that in February, BVNK, Coinbase, and Artemis published a joint study indicating that stablecoins have reduced the cost of money transfers by 40%.