JFI vs NEAR: Comparing Two Innovative Blockchain Ecosystems for Decentralized Applications

The article provides a comprehensive comparison between JackPool Finance (JFI) and Near Protocol (NEAR), two innovative blockchain ecosystems designed for decentralized applications. It evaluates investment value through historical price trends, tokenomics, institutional adoption, technical development, and market cycles. Readers will explore which token is currently a better buy, suitable for various investor profiles including conservative and aggressive strategies. The article addresses risks associated with these tokens, including market, technical, and regulatory challenges, providing thorough insights for both new and experienced investors.

Introduction: JFI vs NEAR Investment Comparison

In the cryptocurrency market, the comparison between JackPool (JFI) vs Near (NEAR) has always been a topic that investors can't avoid. The two not only have significant differences in market cap ranking, application scenarios, and price performance, but also represent different cryptocurrency asset positioning.

JackPool (JFI): Since its launch, it has gained market recognition for its one-click DeFi mining aggregation protocol for JustSwap.

NEAR (NEAR): Since its inception, it has been hailed as a highly scalable base protocol ensuring fast support for DApp operations on mobile devices.

This article will comprehensively analyze the investment value comparison between JFI and NEAR, focusing on historical price trends, supply mechanisms, institutional adoption, technological ecosystems, and future predictions, and attempt to answer the question that concerns investors the most:

"Which is the better buy right now?"

I. Price History Comparison and Current Market Status

  • 2020: NEAR launched its mainnet, leading to significant price appreciation.
  • 2022: JFI experienced a sharp decline from its all-time high of $1547.43.
  • Comparative analysis: During the recent bear market, JFI dropped from $1547.43 to its current price of $2.484, while NEAR declined from its all-time high of $20.44 to $2.122.

Current Market Situation (2025-11-02)

  • JFI current price: $2.484
  • NEAR current price: $2.122
  • 24-hour trading volume: $10,716.91 (JFI) vs $1,775,261.19 (NEAR)
  • Market Sentiment Index (Fear & Greed Index): 33 (Fear)

Click to view real-time prices:

price_image1 price_image2

II. Core Factors Affecting JFI vs NEAR Investment Value

Supply Mechanisms (Tokenomics)

  • JFI: Valuation changes primarily driven by asset-class sensitive institutional investor bond purchasing behaviors
  • NEAR: Different wallet structures to avoid transaction history homogenization while minimizing address maintenance costs
  • 📌 Historical pattern: Supply mechanisms influence price cycle changes through institutional investors' perception of investment value under new regulations

Institutional Adoption and Market Applications

  • Institutional holdings: Stable institutional investors demonstrate stronger promotion effects on ESG performance compared to transactional institutional investors
  • Corporate adoption: Companies using these tokens experience enhanced ESG performance through institutional investor supervision and governance
  • Regulatory attitudes: Regulatory compliance and legal frameworks significantly impact valuation, with new regulations creating investment opportunities

Technical Development and Ecosystem Construction

  • JFI technical aspects: Focus on transaction history diversification across multiple wallets to maintain anonymity while reducing costs
  • NEAR technical aspects: Portfolio construction approach allowing different currencies across multiple wallets
  • Ecosystem comparison: Institutional investors supervise and govern their investments, enhancing corporate ESG performance across platforms

Macroeconomic Factors and Market Cycles

  • Performance in inflationary environments: Valuation changes influenced by asset-class sensitive institutional investors' behavior
  • Macroeconomic policy impacts: Loan restructuring can affect securities' market value due to extended loan terms and delayed repayments
  • Geopolitical factors: International actions regarding state-owned assets can impact investment stability, commodity prices, and personal income

III. 2025-2030 Price Prediction: JFI vs NEAR

Short-term Prediction (2025)

  • JFI: Conservative $2.2113 - $2.43 | Optimistic $2.43 - $2.916
  • NEAR: Conservative $2.05252 - $2.116 | Optimistic $2.116 - $2.39108

Mid-term Prediction (2027)

  • JFI may enter a growth phase, with an estimated price range of $1.8171054 - $3.303828
  • NEAR may enter a bullish market, with an estimated price range of $1.78705722 - $4.014005448
  • Key drivers: Institutional fund inflows, ETFs, ecosystem development

Long-term Prediction (2030)

  • JFI: Base scenario $3.490974438336 - $4.2059932992 | Optimistic scenario $4.2059932992 - $5.04719195904
  • NEAR: Base scenario $3.04920246643425 - $4.065603288579 | Optimistic scenario $4.065603288579 - $5.89512476843955

View detailed price predictions for JFI and NEAR

Disclaimer

JFI:

年份 预测最高价 预测平均价格 预测最低价 涨跌幅
2025 2.916 2.43 2.2113 -2
2026 2.83338 2.673 1.6038 7
2027 3.303828 2.75319 1.8171054 10
2028 3.75535116 3.028509 2.87708355 21
2029 5.0200565184 3.39193008 2.6117861616 36
2030 5.04719195904 4.2059932992 3.490974438336 69

NEAR:

年份 预测最高价 预测平均价格 预测最低价 涨跌幅
2025 2.39108 2.116 2.05252 0
2026 3.2450976 2.25354 1.9605798 6
2027 4.014005448 2.7493188 1.78705722 29
2028 4.36234413996 3.381662124 3.17876239656 59
2029 4.259203445178 3.87200313198 2.2457618165484 82
2030 5.89512476843955 4.065603288579 3.04920246643425 91

IV. Investment Strategy Comparison: JFI vs NEAR

Long-term vs Short-term Investment Strategies

  • JFI: Suitable for investors focused on DeFi mining aggregation and JustSwap ecosystem
  • NEAR: Suitable for investors interested in scalable base protocols and mobile DApp support

Risk Management and Asset Allocation

  • Conservative investors: JFI: 30% vs NEAR: 70%
  • Aggressive investors: JFI: 60% vs NEAR: 40%
  • Hedging tools: Stablecoin allocation, options, cross-currency portfolios

V. Potential Risk Comparison

Market Risks

  • JFI: High volatility due to smaller market cap and lower trading volume
  • NEAR: Susceptible to broader crypto market trends and competition from other base protocols

Technical Risks

  • JFI: Scalability, network stability
  • NEAR: Centralization of node operators, potential security vulnerabilities

Regulatory Risks

  • Global regulatory policies may have different impacts on both tokens, with DeFi protocols potentially facing more scrutiny

VI. Conclusion: Which Is the Better Buy?

📌 Investment Value Summary:

  • JFI advantages: One-click DeFi mining aggregation, focused ecosystem on JustSwap
  • NEAR advantages: Highly scalable base protocol, fast support for mobile DApps

✅ Investment Advice:

  • New investors: Consider a balanced approach with a higher allocation to NEAR due to its broader ecosystem and higher liquidity
  • Experienced investors: Explore opportunities in both tokens, with a focus on JFI for DeFi exposure and NEAR for long-term ecosystem growth
  • Institutional investors: Conduct thorough due diligence on both projects, potentially favoring NEAR for its larger market cap and institutional adoption

⚠️ Risk Warning: The cryptocurrency market is highly volatile, and this article does not constitute investment advice. None

VII. FAQ

Q1: What are the main differences between JFI and NEAR? A: JFI is focused on one-click DeFi mining aggregation for JustSwap, while NEAR is a highly scalable base protocol for fast DApp support on mobile devices. JFI has a smaller market cap and lower trading volume, while NEAR has a larger ecosystem and higher liquidity.

Q2: Which token has performed better during the recent bear market? A: Both tokens have experienced significant declines. JFI dropped from its all-time high of $1547.43 to $2.484, while NEAR declined from $20.44 to $2.122. Percentage-wise, NEAR has shown slightly better performance during the bear market.

Q3: What are the price predictions for JFI and NEAR by 2030? A: For JFI, the base scenario predicts a range of $3.49 to $4.21, with an optimistic scenario of $4.21 to $5.05. For NEAR, the base scenario predicts a range of $3.05 to $4.07, with an optimistic scenario of $4.07 to $5.90.

Q4: How do institutional investors impact JFI and NEAR? A: Institutional investors play a significant role in both tokens. For JFI, they influence valuation changes through bond purchasing behaviors. For NEAR, stable institutional investors have stronger promotion effects on ESG performance. Both tokens benefit from institutional supervision and governance.

Q5: What are the main risks associated with investing in JFI and NEAR? A: JFI risks include high volatility, scalability issues, and network stability. NEAR risks involve susceptibility to broader crypto market trends, potential centralization of node operators, and security vulnerabilities. Both face regulatory risks, with DeFi protocols potentially facing more scrutiny.

Q6: How should investors allocate their portfolios between JFI and NEAR? A: Conservative investors might consider allocating 30% to JFI and 70% to NEAR, while aggressive investors could allocate 60% to JFI and 40% to NEAR. New investors may want to favor NEAR due to its broader ecosystem and higher liquidity.

Q7: What factors should be considered when choosing between JFI and NEAR for investment? A: Investors should consider factors such as market cap, trading volume, ecosystem development, technological advancements, institutional adoption, regulatory compliance, and individual risk tolerance. JFI may appeal to those interested in DeFi mining, while NEAR might attract investors looking for scalable base protocols and mobile DApp support.

* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.