2025-12-03 12:46:08

stablecoins payments are already shaping a new model for cross-border settlements.

instead of slow bank transfers, funds are instantly converted into stablecoins, converted into local currency, and paid out almost instantly.

this provides fast 24/7 settlement, low cost, global accessibility, and programmability.

however, this creates new challenges such as regulation and dependence on on/off ramps.

at the same time, banks are not disappearing, but are shifting to roles in liquidity, compliance, treasury, and fx, while stablecoin networks are becoming the new settlement infrastructure.

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