Abstract: The world's top investment banks have officially accepted Bitcoin and Ethereum as loan collateral, marking a fundamental shift in traditional finance's attitude towards crypto assets. Based on eight years of market observation, I have summarized three practical logics to help seize this wave of institutional dividends.

Eight years ago, I made a decision - needing funds urgently, I sold 3 Bitcoins for $20,000. Today, this asset has surpassed $600,000 in value. That kind of regret made me fully understand a truth: in the rules of the encryption market, "holding on" is always more critical than "buying the dip."

It wasn't until I saw this global investment bank announce the acceptance of encryption assets as Collateral that I truly felt: the compliance window I waited eight years for has finally opened.

Why has the attitude of investment banks reversed?

A few years ago, the leader of this investment bank harshly criticized Bitcoin as a "scam" in multiple public occasions. The turnaround was quick. Now they not only changed their stance but are also preparing to allow institutional clients to use Bitcoin and Ether to exchange for cash loans.

This is not a sudden whim. It reflects a major shift: cryptocurrency moving from niche to mainstream. Recently, that investment banking mogul also softened his stance with a statement: "I don't approve of you smoking, but I uphold your right to smoke. Similarly, I uphold your right to buy Bitcoin. Go ahead and try."

The shift in TradFi is always late, but when it truly pivots, the energy released will be immense.

Three practical rules to transition from five thousand dollars to millions in assets.

1. Focus on core assets and don't be tempted by new concepts.

I have come across countless coins in this market. However, the real money-making opportunities always focus on the top assets that have the strongest liquidity and the widest consensus. Fresh concepts are always attractive, but the risks are also the deepest.