Stop sympathizing with millennials and Gen Z over their financial struggles. Direct that concern elsewhere—toward those hitting their 50s. This demographic faces a far more precarious economic situation, dealing with retirement pressures, healthcare costs, and eroding purchasing power in ways younger generations have yet to experience. While youth can recover from setbacks through time and compounding, older workers face a compressed timeline with limited opportunity to rebuild wealth. The real economic anxiety isn't with those just starting out; it's with those running out of runway.