2025-12-22 04:21:30

Recently, I came across an interesting piece of research data. A certain research institute and an insurance company jointly released a report on the investment trends of high-net-worth individuals, with a sample size of 500 people, an average family net worth of 37 million, an average age of 44, and more than half are business owners.

The report revealed an interesting phenomenon—digital currencies account for only 2% of this group's overall investments, which is similar to that of art. Money market funds, insurance, and stocks are the main components of their portfolio. This reflects that crypto assets are still in the exploratory stage in high-net-worth investments and are far from becoming mainstream.

But here’s a highlight: 25% of respondents plan to increase their digital currency allocation in the coming year. This means that although the current proportion is low, market awareness is gradually improving. Based on the average net worth of the sample, even a 2% allocation would amount to tens of thousands of dollars per person. Imagine if these 25% actually implement their allocation plans, the flow of funds in the entire market could undergo interesting changes.

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HodlKumamon

· 12-23 07:52

Oh dear, what does 2% really mean... it's still less than my snack fund's percentage. If you can increase your allocation, just do it directly, no need to plan, the wait-and-see crowd ends up with nothing. 25% of people say they want to buy, but in the end, only about 5% actually do buy, that's human nature, sigh. 37 million people are still watching Digital Money, which shows that our track is indeed still in the early stages. A few tens of thousands of dollars doesn't sound like much? That might be because you haven't calculated the compound interest effect.

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ContractCollector

· 12-22 04:46

This data is quite interesting, but I am more concerned about whether that 25% of people will really increase their allocation... That being said, the fact that people with a net worth of 37 million are reluctant to give even 2% more to crypto shows that there is still a lack of trust.

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RadioShackKnight

· 12-22 04:33

Damn, this data is too inflated; to put it nicely, it’s called "exploration phase," but to put it harshly, it just means nobody believes it. --- 25% increase in allocation? I think it’s mostly just talk; when it really comes to the interest rate hike cycle, they’ll pull back again. --- Having a net worth of 37 million only qualifies for 2% of coins? It shows that smart money really isn’t that optimistic... --- Haha, I’d say this is a typical case of "the upper echelons are still observing"; when they really get involved, that’s when it will be a big event. --- Wait a minute, a sample size of only 500 can still represent the high net worth group? Is this research institution just trying to ride the wave? --- The key point is how many of that 25% will actually increase their position... betting 5 bucks, at most half will take action. --- Looking at it the other way around, this 2% isn’t too little... a few hundred billion in incremental funds are about to come in. --- It’s crucial that business owners make up half of this group; they’re the ones getting played for suckers with their fiat, forced to get on board.

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ser_ngmi

· 12-22 04:31

Haha, what does this data indicate? The wealthy are still on the sidelines, waiting for a clear direction before taking action. --- 2%? That's even worse than my gambler's mentality at the end of the year... But the idea of increasing the position by 25% is indeed interesting. --- To put it bluntly, it means that Large Investors are not fully convinced yet. Once institutional investors actually enter the market, this 2% could quickly turn into 20%. --- An average net worth of 37 million only warrants 2%... This shows they don't take coins seriously at all, just being cautious. --- Good imagination, but don’t overestimate execution. Planning to increase the position and actually increasing it are two different things. --- A sample size of 500 dares to call it research? The credibility of this report 🤔 --- Wait, as long as half of them actually execute, the market will be stirred up, which is interesting. --- The wealthy play with insurance and funds, and we are left with gambling... Isn’t that ironic? --- A scale of tens of thousands of dollars can still be called allocation? I'm laughing. --- The key is whether this 25% will actually spend money; anyone can talk about paper data. --- Are high-net-worth individuals this conservative? They have no sense of adventure at all. --- Market awareness improvement? I see it as the media self-hyped... Only real money will tell the difference.

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