Recently, I've encountered many people asking: is it still worth investing in #数字资产市场洞察 at this stage?

My view is straightforward – major coins are not for chasing up and down; they are for slowly accumulating.

I have a friend who has been continuously buying BNB since 2022. Initially, he couldn't avoid psychological fluctuations, but over time he discovered an interesting phenomenon: those who truly make money never care about the lows and highs, but instead maintain their composure. Now this guy has achieved financial independence, and work has become an option for him.

When it comes to dollar-cost averaging, I have summarized three approaches, each with its own characteristics:

**First Method: Time Anchoring Method**
Fixed cycle, fixed amount. For example, invest 600U every week, completely ignoring the K-line, just focus on execution. In the long run, the cost will naturally be evenly distributed.

**Second Method: Price Layering Method**
Set three price nodes in advance:
- Dropped to 300U, first intervention
- Drop to 400U, increase position
- Drop to 500U, significantly increase positions
The advantage of this approach is that when the market declines, it actually becomes an opportunity to get in, and the mentality is completely different.

**Third type: Technical reference**
Using EMA100 as a medium-term judgment line, when BNB is close to this line, it usually signals a medium-term bottom. If you want to be more conservative, EMA200 can help you grasp the long-term rhythm.

These methods may seem nothing special, but the key lies in whether one can persist. Dollar-cost averaging is never about who is smarter, but rather about who has more patience. Those who can stick to dollar-cost averaging for a whole year before a bull market starts ultimately appear very "lucky" — in reality, they were just well-prepared in advance.

If you also want to break free from the cycle of blindly following trends and avoid taking unnecessary detours, it is better to clarify your strategic framework first rather than repeatedly exploring. There is no shortcut to regular investment, but there are methods.