2026: Stay Away from These Traps That Could Ruin Your Wealth

As the new year approaches, many investors begin to reflect on past decisions. Which choices have caused your assets to shrink? Which habits are quietly eroding your profits?

The following "wealth killers" behaviors are worth being vigilant about:

**Overtrading** — Frequent trading may seem like seizing opportunities, but in reality, it leads to continuous losses through trading fees and slippage. The market will always have opportunities, but your capital is not unlimited.

**Emotional Decision-Making** — Panic selling or FOMO chasing the rise, both extremes can lead you to make the wrong choices at the wrong time. Make a plan and stick to it.

**Concentrated Betting** — Putting all chips on a single asset or a single track? High risk does not equal high return; diversification is the prerequisite for long-term survival.

**Ignoring Risk Management** — Not setting stop-losses, not controlling positions; making big money when lucky, losing everything overnight when unlucky. One of the secrets of professional investors is to survive longer.

**Bewildered by short-term fluctuations** — Can't sleep when Bitcoin drops 10%? This indicates that your risk tolerance and investment allocation are mismatched and need adjustment.

In 2026, the smartest approach is not to chase the highest returns, but to consciously avoid these fatal mistakes. Establish a clear investment framework, review it regularly, and execute it with discipline—such investors often laugh last.