Many people think that restraining material desires is a virtue, but this is not the case. A moderate desire for consumption is a sign of mental health, and sometimes these "irrational" expenditures are what save our spiritual world.

It's like the anticipation of waiting for a package, the small happiness of drinking a cup of coffee, or buying new clothes for yourself—these seemingly wasteful expenses are essentially an investment in psychological well-being. When a person has no desire for material things, they are often not far from a psychological dilemma.

This logic also applies to investment and asset management. A healthy asset allocation is not just about the accumulation of numbers, but also about balancing quality of life and psychological expectations. Allowing oneself to experience and possess moderately is essential to maintaining rationality and patience in long-term market cycles. Within the limits of economic conditions, learning to please oneself is, in itself, a part of risk management.