Imagine a not-so-distant future. By the end of 2025, global aging has accelerated, and the sovereign debt crisis is gradually emerging. Pension funds in developed countries are announcing their deficits one after another, forced to cut pensions by 30% or postpone the retirement age to 75. Angry citizens take to the streets to protest, but this changes nothing. You have worked hard for decades paying into your pension insurance, yet due to inflation and bad debts, your purchasing power has experienced a 50% Slump. The painful truth behind this "Great Pension Dilemma" is that entrusting pension funds to centralized institutions is essentially a gamble that is bound to fail.

But on the blockchain, the situation is completely different.

Stablecoins are becoming a new type of "personal sovereign pension" tool. Unlike traditional pensions, it does not require huge management fees, there is no lack of transparency, and it will not be misappropriated by any fund manager to fill debt holes. Your money is in your own wallet, and no one can touch it.

Using stablecoins for long-term savings has three hardcore advantages:

First, truly anti-inflation. Stablecoins are pegged to the US dollar, and interest-bearing versions like sUSDD can provide 10%-20% intrinsic yields, using compound interest to counteract the continuous depreciation of fiat currency.

Second, assets are absolutely secure. Pensions are held in your own private key, and no institution has the authority to freeze or misappropriate them, which is a guarantee that traditional finance can never provide.

Third, automatic appreciation requires no worry. The intelligent allocation mechanism operates automatically 24 hours a day, just like a fund manager who never takes a break, continuously appreciating your idle assets.

Against the backdrop of an aging society, this "decentralized pension" model is changing people's perception of asset custody. You are no longer a passive depositor, but truly the master of your own future.