Once you enter the crypto world, everyone talks about profits, doubling investments, and stories of overnight wealth. But what’s the reality? Sleepless nights staring at the Candlestick Chart, watching the market until dawn, that feeling is hard to describe if you haven’t experienced it.

This is the significance of stablecoins. It does not promise you a 100x dream, but guarantees that the 100 units of assets you hold will still have a purchasing power of around 100 units tomorrow, next month, or even next year. It may not sound impressive, but in this market, simply surviving steadily is already a win.

The core logic of why stablecoins like USDI can achieve this is actually not complicated:

First is over-collateralization – just like buying insurance, it adds an extra layer of protection to ensure that there is no collapse during extreme market conditions. Secondly, there is a decentralized mechanism to avoid single points of failure, so no one can freeze your funds with just one word. Additionally, with on-chain transparency, the collateralization ratio and fund status can all be checked, eliminating the need to rely on others' screenshots for peace of mind.

In the DeFi ecosystem, this type of stablecoin plays the role of a "reliable teammate." You can use it for trading pairs, for collateral in lending, and for fund transfers in and out. Did high-risk operations go wrong? At least there is still this portion of assets lying there safely.

In a circle filled with legends of sudden wealth and stories of total loss, choosing to build trust with "stability" is actually a very clear-headed stance. Because those who truly last are often not the ones who chase the fastest returns.