Recently, I chatted with some frens involved in digitalizing enterprises, and everyone had an astonishing consensus - in the future, enterprises will extensively introduce AI agents to handle various financial affairs. Financial statements, account reconciliation, subscription renewals, contract automation, on-chain settlement, cross-platform synchronization, expense management, asset migration... these tasks, which used to require multiple finance personnel along with internal audits and process systems, could potentially be resolved by one or two intelligent agents in just seconds. The efficiency is indeed astonishing, but the level of risk is equally alarming.

Why? Because a company's wallet is much more complex than an individual's. A personal account might just be for saving and spending, but a corporate account holds entirely different items—employee salary contracts, supplier payment links, rental costs, project funds, operational budgets, staked assets, on-chain deployments, profit-sharing collaborations, DAO management, investment assets. Any mistake in one of these links can trigger a chain reaction.

More importantly, there is an essential difference between AI agents and real financial personnel. Real financial personnel will repeatedly confirm, hesitate when encountering large transactions, and will ponder over the contract terms back and forth. But AI agents will not. They will not be cautious because of a huge amount, will not think for an extra second before execution, and will not stop to double-check just because it "doesn't feel right." Once a mistake is made, the cost is never just a matter of tens of dollars—what is discussed here is the potential for losses in the millions or tens of millions.

This is also why the vulnerability of enterprise permission chains has become a key issue. The permission structure of personal wallets is simple, while the permission system of enterprises is like layers of stacked blocks, where any weak link can be breached. Automation, while reducing costs, has also concentrated risks in the most dangerous places.