Recently, there have been many voices in the market promoting that XRP will surge to 1000 dollars or even higher. The reasons are nothing more than the implementation of bank applications and the approval of ETFs, which are long-term stories. But thinking from another angle—how much real money would it take to drive such an increase? In this volatile market, such predictions are more of a gamble than an analysis.

When everyone is obsessed with fantasies of tenfold or hundredfold returns, what truly deserves attention are the things that do not rely on stories for support.

USDD has taken a different path. It hasn't talked about any mythical ten-thousand times returns, but has done three practical things:

First, fully collateralized and verifiable on-chain. Each USDD is backed by sufficient assets, not a promise, but a transparently verifiable fact. Second, it is stable and pegged 1:1 to the US dollar. No matter how crazy or how much the market drops, it maintains this value. For those in urgent need of risk aversion, this itself is certainty. Third, strong cross-chain liquidity, and holding it can also yield real returns through various ecological scenarios.

XRP relies on future possibilities, while USDD relies on current realities. This difference may seem subtle, but it fundamentally determines the completely different performance of the two assets in the cycle. It's easy to chase trends and bet on stories in a bull market, but a bear market reveals who can truly be trusted. Choosing verifiable value and holding hard currencies that can withstand cycles is the hallmark of a mature market.