It's not luck, it's discipline.

"Master, I only have over four thousand yuan in hand, is it still worth entering the crypto world now?" People ask me this from time to time. I usually counter with a question: Do you want to gamble for a chance to turn things around, or do you really want to survive until next year?

After being in this circle for eight years, I have seen too many newcomers entering with dreams. With three to five thousand yuan, they hold their phones every day making small trades, and the transaction fees eat up most of their profits; or they trust some "inside information" and go all-in on a small coin, only to wake up and find their account reduced to almost nothing. Statistics show that over 70% of liquidation cases involve small capital players. It's not that they don't work hard, but they have reversed the game rules from the very beginning.

However, last year a student gave me a different kind of inspiration. His initial capital was only 880 yuan, and he had never touched contract leverage. He managed to grow his account to 31,000 yuan in half a year, with zero liquidations and zero forced closings. When I asked him for his secret, he said it wasn't a matter of talent; he just strictly adhered to three rules.

**Rule 1: Funds are always divided into three parts, and the底牌cannot be revealed all at once**

This guy allocated like this from the beginning:

Short-term Vault (300 USDT) - Only watch Bitcoin and Ethereum, exit when the increase reaches 3%, no matter how tempting the market is, do not be greedy. Trend Vault (280 USDT) - Only invest when there is a clear breakout signal on the daily chart, such as increased trading volume or stabilizing above important moving averages; without a signal, hold cash. Survival Vault (300 USDT) - This money is directly frozen in a cold wallet, labeled "Absolutely No Movement", no matter how fiercely the market drops, not a single cent will be touched.

Many people think this method of division is too cautious after hearing it. But the biggest pitfall for small funds is "going all in." Putting everything in at once, without a buffer, one mistake means everything is lost.