Which Currency Will Be Worth More in 2025? Discover the Top 20 Globally Ranked

Not all that glitters is gold. If you think the dollar is the king of currencies, get ready for a surprise: there are much more valuable currencies circulating out there, and some of them could be a good differentiator for your portfolio in 2025.

Most people automatically think of the dollar, euro, or pound when it comes to currency investment. But the reality is quite different. While these three are popular, they do not necessarily top the list of the most expensive currencies in the world. This may sound strange to those used to investing in US dollars here in Brazil, but it makes perfect sense when you look at the actual exchange rate data.

Why Consider Foreign Currencies in Your Financial Planning

Before diving into the 20 most expensive currencies in the world, it’s important to understand the “why” behind this strategy.

The Brazilian real faces constant pressure. Inflation remains persistent, and the devaluation of our currency against stronger ones is a reality that affects purchasing power. Diversifying into foreign currencies acts as a shield:

• Real protection: while the real devalues, strong currencies maintain their value
• Access to robust economies: you invest in countries with stronger economic fundamentals
• Opportunities in dynamic markets: some emerging market currencies offer potential appreciation

Pairs like EUR/USD, GBP/USD, and USD/JPY move billions daily. Monitoring these dynamics positions you better for more informed decisions.

The 20 Most Expensive Currencies in the World in 2025: The Complete Ranking

Based on global average exchange rates and underlying economic strength, here is the current landscape:

1. Kuwaiti Dinar (KWD) – 1 KWD = 3.30 USD

The most expensive currency in the world remains the Kuwaiti dinar. Its strength comes from vast oil reserves and extremely conservative fiscal management. Kuwait not only produces oil; it invests returns wisely, ensuring long-term stability.

2. Bahraini Dinar (BHD) – 1 BHD = 2.72 USD

The Kingdom of Bahrain has earned its place by diversifying beyond oil. The financial sector is robust, with a well-developed international banking industry attracting capital flows.

3. Omani Rial (OMR) – 1 OMR = 2.65 USD

Political stability is gold in currency. Oman offers exactly that, along with increasing investments in renewable energy. Foreign capital flows into predictable and sustainable economies.

4. Jordanian Dinar (JOD) – 1 JOD = 1.52 USD

Although smaller, Jordan holds a strategic geopolitical position in the Middle East. Its international alliances strengthen confidence in its currency.

5. British Pound (GBP) – 1 GBP = 1.35 USD

After the Brexit turmoil, the pound recovered well. The resurgence of the UK’s tech sector and investments in innovation renewed demand for the currency.

6. Gibraltar Pound (GIP) – 1 GIP = 1.34 USD

Pegged to the British pound, Gibraltar thrives on tourism and financial services. The currency follows GBP strength with its own nuances.

7. Cayman Islands Dollar (KYD) – 1 KYD = 1.25 USD

Financial hub with flexible regulations? Its dollar reflects that. International investors and sophisticated financial structures keep the currency high.

8. Swiss Franc (CHF) – 1 CHF = 1.12 USD

When the world panics, the Swiss franc is the safe harbor. Switzerland is synonymous with stability, and its currency reflects this reputation in times of geopolitical uncertainty.

9. Euro (EUR) – 1 EUR = 1.10 USD

The European Union invests heavily in digital transformation and sustainability transition. The euro, as the regional currency of one of the largest economies, follows this development.

10. US Dollar (USD)

Yes, the dollar has dropped in position. It’s no longer the most expensive currency but remains the most traded globally. Recent economic crises and inflation have weakened its supremacy, but it still is essential for those looking to hedge against real inflation.

11. UAE Dirham (AED) – 1 AED = 0.30 USD

Dubai not only talks about innovation; it executes. Cryptocurrencies, fintechs, startups – everything finds fertile ground in the Emirates. The currency reflects this dynamism.

12. Singapore Dollar (SGD) – 1 SGD = 0.75 USD

A top Asian hub. Cutting-edge technology and robust maritime trade make the Singapore dollar a solid choice for those betting on Asian growth.

13. Norwegian Krone (NOK) – 1 NOK = 0.11 USD

Norway exports clean energy and sustainability. With huge sovereign funds and a focus on ESG, its currency attracts conscious investors.

14. Australian Dollar (AUD) – 1 AUD = 0.70 USD

Abundant natural resources and strong trade partnerships with Asia position Australia as a relevant economic player in the planet’s most dynamic region.

15. Mexican Peso (MXN) – 1 MXN = 0.06 USD

Economic reforms and the nearshoring phenomenon (companies moving production closer to the US) expand opportunities in Mexico. The peso follows this movement.

16. Maldivian Rufiyaa (MVR) – 1 MVR = 0.065 USD

Luxury tourism sustains this currency. Investments in tourism infrastructure keep foreign currency flows steady.

17. Turkish Lira (TRY) – 1 TRY = 0.04 USD

High volatility but real opportunities. Turkey is an important player in commodities and geopolitically strategic. Risk and reward go hand in hand here.

18. Canadian Dollar (CAD) – 1 CAD = 0.78 USD

Oil, minerals, and institutional stability. Canada offers a complete package for investors seeking resource-linked currencies.

19. Israeli New Shekel (ILS) – 1 ILS = 0.28 USD

Israel is known for its tech industry and world-class startups. Its diverse and innovative economy is reflected in its currency.

20. Saudi Riyal (SAR) – 1 SAR = 0.27 USD

Saudi Arabia aims to diversify beyond oil. The Vision 2030 project seeks to transform the economy through investments in technology, tourism, and industry. The currency follows this transformation.

What Makes a Currency Truly Expensive and Valuable?

The answer isn’t simple, but the factors are clear:

Inflation: currencies from countries with low inflation tend to strengthen. Liquidity: the more liquid, the easier to buy and sell without impacting price. Economic stability: solid institutions generate confidence. Exchange rate: a direct reflection of relative strength. Trade balance: countries that export more have stronger currencies. External factors: wars, natural disasters, and geopolitical decisions quickly influence everything.

In Latin America, the New Peruvian Sol stands out as the most expensive currency among our neighbors, surpassing even the Brazilian real in exchange rate parity.

Which Currencies to Choose for Investment in 2025?

If you want to start, consider these main pairs:

• Swiss Franc (AUD/CHF): safety first
• Japanese Yen (AUD/JPY): currency linked to a mature economy
• US Dollar (AUD/USD): the classic that works
• Canadian Dollar (AUD/CAD): natural resources as a foundation
• Euro (EUR/USD): European integration as a base

Important note: this article focuses on traditional currencies. Digital assets like Bitcoin exist but follow different logic and deserve separate analysis.

How to Start Investing in Foreign Currencies: The Step-by-Step

1. Choose a reliable international broker

Specialized platforms offer direct access to forex markets with competitive spreads and analysis tools.

2. Study central banks

Reports from the IMF, European Central Bank, and national central banks reveal the intentions behind monetary policies. These clues are gold for predicting exchange rate movements.

3. Combine strong and emerging currencies

A balanced portfolio mixes the safety (CHF, KWD) with growth potential (MXN, TRY). Diversified risk is managed risk.

4. Monitor the geopolitical scenario

Elections, trade wars, energy crises – all impact exchange rates. Staying informed makes the difference between profit and loss.

Final warning: this content is for informational purposes only. It does not constitute investment advice. Consult a financial advisor before making decisions with your money.