Opportunity to Make Money on Your Phone: 5 Must-Have Apps for Vietnamese Users

The 21st century has brought about a fundamental change in how people generate income. No need to leave home or invest large capital, you only need a smartphone to start your online earning journey. From small gig apps to professional financial trading platforms, the Vietnamese market is rapidly developing in this field.

Three Main Trends for Making Money via Phone

When it comes to earning online, there are three main methods you can explore:

Method 1: Completing Tasks as Requested

This is the most common approach for beginners. You don’t need any initial capital, just download the app and start performing simple tasks like answering surveys, inviting friends to download the app, or watching ads. Each completed task will earn you a reward ranging from a few thousand to over a hundred thousand VND, depending on the task’s difficulty. However, this method requires quite a bit of time and the income is not very significant.

Method 2: Financial Trading and Investment

If you have limited financial knowledge, this path offers higher profit potential. Apps in this category include platforms from banks, securities companies, or international asset trading exchanges. You can deposit savings with low (interest rates of about 4-7% per year), invest in the Vietnamese stock market, or trade global financial assets with higher returns (over 10% annually). With this approach, your financial knowledge requirements increase proportionally to the expected returns.

Method 3: Online Business

E-commerce platforms allow you to open your own store in just a few minutes. You can directly contact customers and earn sales revenue. However, this model requires you to have products to sell and be willing to spend time dealing with buyers. The commission rate for the platform usually ranges from 5-20% depending on the product type.

Detailed Comparison of the Three Income Models

Top 5 Trusted Online Money-Making Apps

1. Global Asset Trading Platform

These platforms allow you to trade over 100 different assets including international stocks (Apple, Tesla, Amazon), stock indices (S&P 500, FTSE 100), cryptocurrencies (Bitcoin, Ethereum), or commodities (oil, gold).

The advantage of this method is the use of leverage — only 1/10 of the actual asset value is needed to potentially earn 10 times the profit when the price increases by 1%. For example, if Bitcoin increases by 1%, your profit will be 10%. These platforms often provide new users with a demo account with virtual money to practice before real trading.

2. Vietnamese Stock Trading Apps

For those focusing on the domestic market, apps from licensed securities companies offer opportunities to invest in popular stocks like Vinamilk, Masan, Vingroup. The advantage of these apps is user-friendly interfaces, quick order matching, and direct investment into the Vietnamese economy.

However, leverage is usually lower than international platforms (only 1/2 instead of 1/10), so the potential profit is also lower. When the price increases by 1%, you only earn 2%.

3. Investment Fund Apps

This is a perfect choice for those who do not want to analyze the market themselves. You just need to deposit money and let professional investment funds manage it. The yield rate is usually from 5-15% per year, similar to bank savings but slightly higher. This is considered the safest approach for inexperienced investors.

4. Largest E-commerce Platforms

Leading online selling platforms in Vietnam allow you to open a store quickly without complicated procedures. The advantage is a large potential customer base, and these platforms often run promotional programs to support sellers. You just need to list products, wait for orders, and ship.

5. Cashback Transportation Apps

Besides their main service of ride-hailing, these apps also feature challenges for users to complete. When you finish the required number of trips (for example, 5 trips), you will receive a cashback amount from 20,000 - 50,000 VND or more into your e-wallet. This is a frequent promotional method for service users.

Important Warnings About Making Money Online

The growth of online earning has also created opportunities for scammers. Many fake apps or unlicensed financial companies appear briefly to steal investors’ money.

How to Protect Yourself:

Before installing any money-making app, check the following:

• Read reviews from other users on official app stores
• Research the company’s licensing (which can be publicly verified)
• Only choose reputable securities companies or banks, among the top largest firms
• Avoid apps that request overly broad access to personal data
• Never share bank information or two-factor authentication codes with anyone

Conclusion

Your smartphone is not only a tool for entertainment but also a way to generate additional income. You can choose from trusted simple online earning apps (task completion) to more complex methods (financial trading) or online business.

Financial investment methods are considered the fastest and most effective, although they require higher knowledge. Whatever path you choose, always be cautious of unverified online earning apps, and research thoroughly before depositing money. Making money online can be truly simple, but financial safety must always be prioritized.