How much money do you need to save up to stop working?

In the crypto world, it's common to see assets worth tens of millions or even billions.
But for ordinary people,
saving up 1.5 million without debt
is actually enough to have the confidence to stop working.
This amount can be deposited as a large sum in the bank,
earning an annualized interest rate of 4%,
which amounts to a steady 60,000 yuan in interest each year.
Divided by 12 months, that's 5,000 yuan,
enough to cover basic living expenses in second- or third-tier cities.
Instead of fixating on unreachable huge wealth,
it's better to set saving 1.5 million as an achievable small goal in life.
Keep the power to choose not to work in your hands.
No more year-end summaries,
let's set a goal for 2026.
I hope to pay off all loans by 2026
and save up 1.5 million in cash.