XRP's price surged in 2025, breaking $3 in January and reaching a historic high of $3.65 in July, mainly due to the settlement of the lawsuit with the U.S. Securities and Exchange Commission (SEC). Currently, XRP ranks fifth in market capitalization with $113 billion, slightly behind Ethereum, which has a market cap of $359 billion. Although Ripple's infrastructure may be adopted by more banks, Ethereum's dominance in DeFi and Web3 applications indicates that it will remain the second-largest cryptocurrency by market cap in the foreseeable future.
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XRP's price surged in 2025, breaking $3 in January and reaching a historic high of $3.65 in July, mainly due to the settlement of the lawsuit with the U.S. Securities and Exchange Commission (SEC). Currently, XRP ranks fifth in market capitalization with $113 billion, slightly behind Ethereum, which has a market cap of $359 billion. Although Ripple's infrastructure may be adopted by more banks, Ethereum's dominance in DeFi and Web3 applications indicates that it will remain the second-largest cryptocurrency by market cap in the foreseeable future.