Everyone, stop just focusing on the market charts. A major event has recently occurred — the U.S. Office of the Comptroller of the Currency issued a key authorization before the end of the year, allowing nationwide banks to officially enter the cryptocurrency market as "risk-free market makers." This is not just another piece of good news, but a rewriting of the very rules of the game.
What can banks do now? Simply put, four words: legitimate market making. They can act as intermediaries for assets like Bitcoin and Ethereum, receiving assets from clients on one end and immediately transferring them to clients on the other, earning the spread. No holding inventory, no betting on price movements — pure liquidity business. More importantly, they will utilize traditional high-frequency market-making systems, which means what? The crypto market will soon be infused with an unprecedented level of liquidity.
Why is this called a "watershed" moment? There are several perspectives worth considering.
First, the scale of liquidity is completely different. Previously, the trading depth in the crypto market was like a small creek. Now, with banks bringing in trillions of dollars and mature algorithmic systems, it can instantly turn into a vast river or ocean. Large single trades that could "pierce" the market with a single needle will become increasingly rare in the future.
Second, institutional attitudes have changed. In the past, institutions only dared to "test the waters" with cautious allocations. Now, with licenses and official recognition, large players like pension funds, family offices, and hedge funds can openly place bets. The gates to compliance are open, and a series of actions will follow one after another.
Third, regulation has shifted from opposition to infrastructure. The core of this document is not compromise but strategic acceptance. Regulators are integrating crypto assets into the backbone of global finance. Next, you will see more seasoned traditional financial players entering with licenses and systems — not for speculation, but for laying the groundwork.
This is why this turning point is called epic. The crypto market is gradually evolving from a "marginal asset" into "a part of mainstream finance."
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
5 Likes
Reward
5
5
Repost
Share
Comment
0/400
SerLiquidated
· 01-01 16:02
Wow, the bank is really going to start market making, now small retail investors might really be crushed by liquidity.
View OriginalReply0
CommunityJanitor
· 2025-12-31 19:48
Wow, is the bank really about to go official? This means traditional finance has no way out anymore.
---
Liquidity is being pumped to the max, brother. Small retail investors can no longer shake the market.
---
To be honest, this is the real breakthrough. Regulations are no longer opposing but collaborating.
---
Wait, does this mean pensions can also be directly allocated to crypto? What will the market look like then?
---
Trillions of dollars flowing in, yet the coin prices can still fall like this? I don't believe it.
---
Once the compliance gate opens, institutions will swarm in. This is just the beginning.
---
Moving from the fringes into the mainstream has never been an overnight process, but today is definitely a milestone.
---
High-frequency market-making systems versus our retail trading— they are simply not on the same scale.
---
A historic moment. Looking back ten years from now, today will be seen as the turning point.
View OriginalReply0
RugDocScientist
· 2025-12-31 19:42
Damn, is the bank really about to step in officially? This time it's serious, not just a trial run...
---
Wait, with so much liquidity, do retail investors still have a chance? Feels like the fate of being harvested is getting closer
---
Damn, this is the real institutional dividend. Regulation has shifted from suppression to paving the way, the landscape has indeed changed
---
Here we go again, another "epic" level, but this time it really doesn't seem like hype... Once the bank's algorithm system comes in, the gameplay will change completely
---
Once the compliance gate opens, there will definitely be chain reactions. Large funds like pension funds can now enter legally and properly, and that's terrifying
---
Honestly, the kind of "single needle" riots from before would be much less, but what does that mean? The game of big fish eating small fish has upgraded
---
From fringe assets to mainstream finance... sounds great, but I'm more concerned about what this means for short-term coin prices. Can someone explain?
---
This move by the regulators doesn't seem like compromise; it looks like they're integrating crypto into the formal sector. Political alignments are clear, and follow-up actions are inevitable
View OriginalReply0
UnluckyValidator
· 2025-12-31 19:39
Banks entering the market making this time really signals a change, with liquidity surging and the possibility of prices taking off.
Wait... Trillions of dollars are coming in, is this good or bad for retail investors?
Once the compliance gates open, they can't be stopped, and next there will be a bunch of wild operations.
Regulation shifting from confrontation to infrastructure, that's brilliant... It's like building highways.
I just want to know when it's my turn to make money, not another institution taking profits before retail investors get in.
This time is truly different, it's not speculation but an upgrade of the financial system, and we need to re-evaluate cryptocurrencies.
View OriginalReply0
FOMOmonster
· 2025-12-31 19:38
Bank entry into market making? Traditional finance is about to get crushed. How can retail investors play this?
---
Wait, with such abundant liquidity, what advantages do we retail investors still have?
---
Wow, with trillions of funds coming in, is the small-scale market really about to disappear?
---
The opening of the compliance gate—this step should have come long ago, right?
---
Regulation shifting from confrontation to infrastructure—I'm still a bit skeptical about this positioning.
---
All kinds of funds are waiting for this signal; now it depends on who can run faster.
---
They say market making is risk-free, but will banks really use high-frequency systems to crush us?
---
Once mainstream finance lays out the road, do retail investors still have a way to survive?
---
This really is about to rewrite the game rules. Those who entered early are going to make a lot.
---
Deeper liquidity is indeed good, but what about trading costs? Won't they be cut even more harshly?
Everyone, stop just focusing on the market charts. A major event has recently occurred — the U.S. Office of the Comptroller of the Currency issued a key authorization before the end of the year, allowing nationwide banks to officially enter the cryptocurrency market as "risk-free market makers." This is not just another piece of good news, but a rewriting of the very rules of the game.
What can banks do now? Simply put, four words: legitimate market making. They can act as intermediaries for assets like Bitcoin and Ethereum, receiving assets from clients on one end and immediately transferring them to clients on the other, earning the spread. No holding inventory, no betting on price movements — pure liquidity business. More importantly, they will utilize traditional high-frequency market-making systems, which means what? The crypto market will soon be infused with an unprecedented level of liquidity.
Why is this called a "watershed" moment? There are several perspectives worth considering.
First, the scale of liquidity is completely different. Previously, the trading depth in the crypto market was like a small creek. Now, with banks bringing in trillions of dollars and mature algorithmic systems, it can instantly turn into a vast river or ocean. Large single trades that could "pierce" the market with a single needle will become increasingly rare in the future.
Second, institutional attitudes have changed. In the past, institutions only dared to "test the waters" with cautious allocations. Now, with licenses and official recognition, large players like pension funds, family offices, and hedge funds can openly place bets. The gates to compliance are open, and a series of actions will follow one after another.
Third, regulation has shifted from opposition to infrastructure. The core of this document is not compromise but strategic acceptance. Regulators are integrating crypto assets into the backbone of global finance. Next, you will see more seasoned traditional financial players entering with licenses and systems — not for speculation, but for laying the groundwork.
This is why this turning point is called epic. The crypto market is gradually evolving from a "marginal asset" into "a part of mainstream finance."