Many people say that middle class should own at least two kilograms of gold. Is that too exaggerated?

Today, two kilograms of gold is almost $300,000 USD, or 2 million RMB. Not at all exaggerated. If you own a house worth that much in a small city in China or a suburb in the US, but don't have gold, your asset allocation and priorities are problematic. Ordinary people should prioritize buying gold and rent a place to live. Or take out a mortgage, refinance with the house as collateral, and also idle funds to prioritize gold allocation.
In the future, people who own non-core properties will still be ordinary, but ordinary people will no longer be able to afford gold.
Houses are also a good investment; I gain a significant portion of my returns from real estate investments. However, I always emphasize three prerequisites for buying a house:
First, you already own gold.
Second, you own absolutely core scarce properties.
Third, you can leverage bank credit, so that your funds are not locked into the house, and even use real estate financing to achieve a "free money" effect, turning real estate into an amplifier of your investment returns. $BTC #特朗普突袭委内瑞拉