2026-01-06 19:44:13

While often seen as just a crypto debit/credit card for spending, @KoloHub positions itself as a full banking alternative, handling traditional bank functions with crypto integration for lower risks

SEPA IBAN Access: Supports transfers to any IBAN in the SEPA (Single Euro Payments Area, covering 36 countries for fast, low cost EUR payments) via your Kolo app seamless for EU users.

Direct Transfers: Sell/convert crypto (e.g., BTC, USDT) from your Kolo balance and send directly to an external IBAN or account no traditional bank required, bypassing intermediaries and delays

Wallet as Bank Account with Lower Risks: Your crypto holdings act like a bank balance for spending, sending, or withdrawing, but with fewer "blocks" (freezes) common in banks e.g., no travel flags or arbitrary holds, plus enhanced security via wallet separation.

This makes Kolo a hybrid "crypto bank" for personal/business use, emphasizing speed, transparency, and freedom over legacy banking hurdles.

BTC0,36%

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