#2026年比特币行情展望 The turning point is now set! Bank of America recommends a 4% allocation to crypto, and the Federal Reserve signals an unexpected rate cut.



Two signals erupted simultaneously, setting the tone for the market landscape in 2026.

First, on the US banking side—officially advising clients to allocate 4% of their investment portfolios to Bitcoin and crypto assets. This is not a rumor; it’s a clear operational guideline from top Wall Street firms. What does it mean? It means that traditional funds managing hundreds of trillions of dollars now have an institutional-level, legitimate entry path. The barrier has been torn down.

Meanwhile, the Fed Governor’s statement was even more aggressive—this year, interest rates are expected to be cut by over 100 basis points, and it emphasized that current policies are weighing on the economy. This far exceeds market expectations of a mild rate cut and points directly to one thing: money will be especially cheap.

What happens when these two events occur together?

In an environment of extremely low interest rates, funds will inevitably seek high-yield opportunities, and risk appetite will increase. At the same time, top banks have opened compliant channels for institutional entry. Cheap money + large funds eager to enter—this combination provides a very strong support for the crypto market.

A new cycle of driving forces seems to have truly arrived.

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MultiSigFailMastervip
· 11h ago
Bank of America’s move is indeed aggressive; a 4% allocation isn't much, but you know what it signifies. Cheap money is really coming, and this time it might be different. Once the institutional entry channel opens, can retail investors still chase? The Federal Reserve’s rate cut this time is a bit outrageous; the money really has to depreciate. Is the shift a done deal? I think we need to observe a bit more; don’t get caught off guard.
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PaperHandsCriminalvip
· 01-07 01:40
Here we go again. Why do I always fall for this? Bank of America offers 4%, so I went all in. And the result... now I can't even cry.
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0xSherlockvip
· 01-07 01:39
Bank of America’s move here essentially legalized cryptocurrencies completely Wait, is the Federal Reserve really going to cut interest rates by 100 basis points? This means money will really depreciate, no wonder everyone is rushing into the crypto space I like the phrase "the threshold has been torn open," that feeling Institutional entry is a done deal, retail investors are still hesitating Cheap capital + compliant channels, this combination is indeed quite aggressive What kind of market will 2026 be? The timing is just perfect Once the rate cut expectation emerged, how many people jumped into Bitcoin immediately Bank of America daring to recommend 4% allocation shows Wall Street has had this plan in mind for a long time When money becomes cheap, it will inevitably seek an exit, and crypto has become a hot commodity By the way, can this wave really last until 2026, or is it just another round of chopping the leeks
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LuckyBearDrawervip
· 01-07 01:38
Bank of America has also stepped in, this time it's really different. I really can't hold back anymore. Major institutions are rushing in one after another. The signal of interest rate cuts is so strong? Feels like 2026 will take off. The phrase "the threshold has been torn open" is perfect. Looking forward to seeing how traditional funds flow in. Interest rate cuts by over a hundred basis points? Money is really going to be everywhere. It's embarrassing not to buy some coins. This wave of momentum is a bit intense. Cheap money plus compliant channels, it's really quite powerful.
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MoonRocketmanvip
· 01-07 01:36
Hmm... The Federal Reserve is directly raising by over 100 basis points this time, the money is really about to splash, and Bitcoin's breakout is imminent.
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HashBanditvip
· 01-07 01:25
ngl the real question is what happens to network congestion when all that institutional money floods in... back in my mining days we'd see TPS bottlenecks like this and it'd just be chaos, gas fees through the roof. but yeah i guess this time we got rollups? maybe? 😅
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ShibaOnTheRunvip
· 01-07 01:18
Bank of America 4% allocation, I knew institutional buying was about to start. The threshold has really been broken open.
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