2026-01-07 11:20:34

#密码资产动态追踪 In 2026, on-chain finance will experience an explosion—this has become a consensus among many.

Stablecoins and Ethereum are the foundational infrastructure of the entire ecosystem. Recently, some major institutions have been swapping BTC for ETH, and the underlying logic is likely based on these considerations.

Regarding the future of stablecoin projects like USDL, I see three development paths:

**Step 1: Explosive Growth.** Recently surpassing 10 billion in scale, aiming for trillions in the medium term, and securing a trillion share in the 30 trillion global stablecoin market in the long term. This digital growth may sound aggressive, but from the perspective of payment settlement demand, it is actually reasonable.

**Step 2: Ecosystem Integration.** Collaborating with over 100 million Web2 top-tier companies to make stablecoins the primary payment method. Compared to traditional Visa, on-chain stablecoins have obvious advantages—faster, cheaper, more transparent. This could bring hundreds of millions of users directly into the blockchain world.

**Step 3: Financial Infrastructure.** In the hundreds of trillions on-chain financial market, leveraging brand recognition, compliance licenses, ToB ecosystems, and user accumulation to become core infrastructure.

Following these three steps, it becomes clear why institutions are heavily invested in Ethereum and stablecoin sectors. It’s not about betting on a specific coin, but about betting on an inevitable financial migration trend.

ETH-1,14%

BTC-0,66%

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ApeWithNoFear

· 19h ago

To be honest, I understand this wave of swapping BTC for ETH; infrastructure is the key.

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LayerZeroHero

· 01-08 16:46

I agree with the logic that stablecoins and ETH are the infrastructure, but the goal of trillion-dollar market share... does it have to be achieved by 2026? That's a bit uncertain. Switching institutions from BTC to buy ETH does show some signals, but the real test is whether the big Web2 companies will actually integrate.

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AllInDaddy

· 01-07 11:50

Speaking of which, institutions are really quietly reallocating their positions, and I saw it coming a long time ago. Stablecoins are indeed the foundational infrastructure, and if projects like USDL can truly connect with top Web2 platforms, it would be a complete game-changer.

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SmartContractRebel

· 01-07 11:50

Basically, institutions are quietly positioning themselves, while we're still arguing over which coin will rise. The logic makes sense—stablecoins are truly the bridge to the future, and ETH's position is really solidified. A trillion-dollar market share sounds crazy, but when you think about it, it makes sense—liquidation needs are right there. Whether USDL can survive until that point is the real question; right now, the space is still too crowded. The day Web2 companies truly adopt stablecoins, the entire game will change.

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pvt_key_collector

· 01-07 11:48

I've already seen through the institutions quietly switching coins. Stablecoins are the true next-generation payment track; the Visa system will be eliminated sooner or later.

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PhantomHunter

· 01-07 11:47

The logic of stablecoins is clear, but when it comes to the trillion-dollar market share... it still depends on how each country's central banks think. Whether USDL can withstand regulatory pressure is the real test.

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PumpAnalyst

· 01-07 11:47

It sounds great, but I've heard this logic too many times. Every time they say it's an inevitable trend, but what’s the result? It still depends on how the whales play. Institutions switching from BTC to ETH might also be arbitrage before building a bottom; don’t be fooled by the story. The dream of a trillion-dollar market share depends on obtaining regulatory licenses; that’s the biggest uncertainty. Stablecoins do have prospects, but be cautious with new projects like USDL; risk control is the most important. --- The explosive growth sounds exciting, but there's a huge gap between that and actual adoption rate. Web2 giants integrating? Let’s wait until they really go on-chain; right now, it’s all just slogans. --- It’s the same logic of institutions holding heavy positions. I feel like this is just a way to get retail investors to take the fall. I’m not trying to dampen enthusiasm, but financial migration isn’t happening that fast. Don’t confuse vision with reality. --- What you said makes sense, but this kind of analysis is the easiest for people to use as a reason to jump in and get caught. Technical and fundamental analysis are two different things. Be careful not to be fooled by this narrative when they try to pump the price.

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StakeHouseDirector

· 01-07 11:45

The judgment that stablecoins are becoming infrastructure is correct, but the problem is that now everyone has to queue up to enter... Can USDL break out? It also depends on how the compliance hurdle is cleared.

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RektHunter

· 01-07 11:36

The stablecoin path really becomes unstoppable once you understand it, but the key is whether someone can survive through those three steps. Not all projects have that kind of luck.

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