Morning! Here's something to chew on: the top 21 Bitcoin holders have been on a serious accumulation spree, scooping up roughly $40B worth of BTC throughout 2025. That's some heavy lifting.

Meanwhile, retail investors? They've been sitting on the sidelines, mostly hesitant and cautious. It's a tale as old as crypto—institutional players and whale wallets aren't fazed by the noise. They're playing chess while everyone else is still figuring out the board.

The pattern speaks for itself. When smart money moves, it usually means something. So real question: did you actually add to your Bitcoin position last year, or were you among those watching from the sidelines?