2026-01-11 08:22:20

Recently adjusted DeFi strategies, focusing on a major lending platform. This approach is actually quite simple but requires careful planning.

First, deposit USDC into the platform, earning an annualized return of about 4%, plus platform points subsidies (though small amounts might not qualify). The returns are quite decent. Then, borrow ETH on the same platform, which costs roughly 1.4% annually. At first glance, it doesn't seem to have much advantage, but the key lies in the next step.

Transfer the borrowed ETH to another DeFi platform, where simply holding it can generate profits—every $5,000 worth of ETH can earn 1 XP plus 20 governance tokens. In this way, although the yields from the first two steps seem modest, the overall compound return of the entire strategy is quite attractive. For DeFi veterans, this kind of cross-platform arbitrage isn't new, but recent changes in interest rates and incentives have made this combination more appealing again.

ETH0,66%

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ReverseFOMOguy

· 01-14 08:21

Hmm... sounds good, but does that include the gas fees?

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RatioHunter

· 01-14 07:44

It sounds like a capital game; if you don't have enough coins, you can't play at all. Harvesting on the chain is always the same routine—whoever has more liquidity is the boss. I tried this approach last year, and now the GAS fees are just too high to bear. The $5,000 threshold is indeed a bit high; small investors should just forget about it. Compound interest sounds great, but what about the actual liquidity risk? It's just USDC borrowing ETH and then transferring across platforms—this connection runs deep. The synonym for careful planning is watching the screen all day. Governance tokens, in the end, all crash to bargain prices. Cross-platform arbitrage is old news, but this round does seem a bit more attractive.

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HashBandit

· 01-11 08:52

ngl this is just farming with extra steps... back in my mining days we'd call this "chasing yield until the rug pull" lmao. gas fees gonna eat half your gains tho, nobody ever talks about that part

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MetaverseMortgage

· 01-11 08:51

It sounds like traditional lending arbitrage, but now with governance tokens being hammered so hard, it’s quite interesting. To be honest, this kind of combined attack with a starting threshold of $5000 isn't very friendly to small investors. It seems like every platform is offering crazy subsidies right now, but I don’t know how long it can last. Anyway, I’m earning while running.

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GasDevourer

· 01-11 08:49

I've been playing this game for a long time, just seeing who can outsmart whom. But now that governance tokens are so competitive, I need to consider the exit timing.

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ForkThisDAO

· 01-11 08:32

Sounds like the old tricks, but it’s true that the incentives are back and active now. Wait, what about the gas fees for this operation? It’s a bit tempting, but I always feel something’s off. The real big player strategy, small retail investors following suit might easily get caught in traps. I tried this move six months ago, and now the interest rates have come down accordingly. Smart move, but what if a platform suddenly stops? Have you considered the risks? So it still depends on who reacts faster.

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LoneValidator

· 01-11 08:27

Is this old and outdated cross-platform arbitrage again? It's been squeezed to the bottom long ago. Can you still make a profit now? Wait, can governance tokens really be exchanged for money? It feels like just another pie in the sky...

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MoodFollowsPrice

· 01-11 08:25

Basically, it's just exploiting opportunities, but you need to be smart. --- Isn't this just a more complex version of arbitrage? Making a profit margin while running between three platforms. --- 4%+1.4% what’s the big deal? Still have to gamble on governance tokens not crashing. --- I think the most critical factor is gas fees. Small-scale players will be directly wiped out. --- DeFi veterans have long been tired of this routine. Are you just now realizing? --- What about the risks? Just talking about returns without mentioning risks—classic. --- Interesting, but you have to watch it like a hawk. One parameter change and it's game over.

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