2026-01-11 09:23:18

U.S. economic policy has been making frequent moves recently, with several major measures being rolled out—credit card interest rates are being called for a 10% cap, institutions are banned from purchasing single-family homes, and the government has also bought $200 billion in mortgage-backed securities to lower financing costs. At the same time, the Federal Reserve is being asked to cut interest rates to 1% by 2026, a new economic target has emerged of $2 per gallon gasoline prices, and there are even plans to distribute $2,000 tariffs "stimulus checks."

This combination of measures clearly aims to regulate liquidity, housing prices, energy costs, and consumer spending simultaneously. The political cycle of midterm elections, coupled with these policy changes, suggests the market should be prepared for significant volatility. Whether in traditional assets or the crypto market, this intense shift in macro policies often presents opportunities for re-pricing—or, in other words, risks.

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WhaleWatcher

· 01-13 15:16

Oh no, more pump-and-dump operations. It seems the US is really getting anxious. Tariff checks? I feel like this is just prolonging the life of the retail investors. Lowering to 1% in 2026, is the old folks trying to revive the crypto market? Haha. Housing price controls + gasoline price targets—this combo will cause the crypto market to revalue. With interest rates like this, traditional finance will collapse. When funds flow into crypto, it will be interesting. It's the usual routine of midterm election years—policy shifts intensify. I bet Bitcoin will be more volatile than $5. Basically, it's pumping, price control, and money printing. Is a market rally coming? 200 billion in loans and bonds? Forcing financing costs higher. This time, the crypto market is really about to take off.

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RooftopVIP

· 01-11 19:12

Here is the translation: It's the same old trick again, first suppress interest rates and then flood the market with liquidity. The retail investors should wake up now. With this wave of policy combination punches, both traditional finance and the crypto world will have to reprice, and those who can't keep up with the rhythm will be the bagholders. 1% interest rate in 2026? I doubt it, they'll have to change their tune again by then. Really daring to issue a $2000 tariff check? Can this money buy a position? Haha. Housing market ban + low-interest bonds, clearly saving the real estate market. But will this time blow up a new bubble... The key is whether the Federal Reserve dares to actually cut to 1%. It sounds good, but actually doing it is very difficult. Let's wait and see how things turn out after the midterm elections. Currently, all these policies are just to appease voters. The crypto world really needs to hold on. Such macro changes are often a precursor to big market moves.

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TokenTaxonomist

· 01-11 09:53

ngl the $200B mbs purchase is just... taxonomically incorrect at this point. like, per my analysis, you can't simultaneously peg rates to 1% AND suppress housing via institution bans. data suggests otherwise happening here.

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BlockchainDecoder

· 01-11 09:47

Research shows that there are obvious flaws in the logical chain of this policy combination—data indicates that simultaneously lowering financing costs, setting interest rate limits, and cutting rates essentially overdrafts future purchasing power. This old Keynesian approach has been bubbling up since the stagflation of the 1970s. From a technical perspective, the key issue lies in the timing mismatch of policy implementation. It is worth noting that these short-term stimulus measures during midterm election cycles often create a liquidity illusion in the crypto market—simply put, risks are hidden, and when a black swan event occurs, the entire system must be re-priced. Overall, the $2000 subsidy checks and tariff policies are essentially betting that people will continue to spend rather than save, but data on American household savings rates is already speaking—this assumption itself is untenable. However, on the other hand, for on-chain assets, it might actually be a signal—when the dollar depreciation expectation is reinforced, it is often a good time for Bitcoin to reprice.

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PerennialLeek

· 01-11 09:44

Oh no, another wave of policy bombardment. Is this for real this time? Federal Reserve lowering to 1%? That's hilarious. Are they planning to flood the market completely? Let's wait and see how the crypto world goes crazy. History always repeats itself. Tariff checks and bans on property purchases, Biden's moves are quite tough, but will they work... Liquidity is exploding, the fight for pricing power is intensifying, meme coins are bouncing around lively. Midterm election year is like this—trying everything, with the market gambling along.

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0xInsomnia

· 01-11 09:42

This policy combination has left me a bit confused, feeling like it's simultaneously saving the housing market, boosting consumption, and stabilizing gasoline prices... Who is really going to save the economy? The "tariff stimulus check" move is truly outrageous, isn't this just a disguised form of money printing? The crypto circle should be excited now. 1% interest rate... If it can really be lowered, then the valuation logic for BTC needs to be recalculated. The spot ETF folks should also be on edge. Releasing such big moves during a midterm election year, the market is bound to go through a "rediscovery of value" phase. Let's see who can't run away then. Institutions are banned from buying single-family homes. Are they trying to leave the houses to retail investors? The intention behind this move is quite obvious. Interest rates are pushed down to 1%, but inflation is still ongoing... Isn't this contradictory? It feels like a futile attempt to quench thirst with poison. Intensive policy shifts often mean someone is bottom-fishing while others are trying to escape the top. It all depends on which side you're on. 200 billion in mortgage-backed bonds entering the market—this number sounds very familiar... Is history about to repeat itself? So, this isn't an economic policy; it's a "vote-buying policy." In the end, we retail investors are the ones footing the bill.

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