#稳定币市场发展 Stablecoin cross-border payments are making big moves again. Pantera, Sequoia, and Samsung jointly invested $17 million in FIN, and this lineup clearly shows that capital is really optimistic about this track.

To be honest, the previous TipLink link transfer method was indeed innovative, but it was just a small tool. Now, FIN aims to upgrade into a payment platform, competing with traditional banks, which is a significant ambition. The key point is that the team has a strong background—both founders are from Citadel, familiar with the workings of financial institutions, not just pure crypto entrepreneurs.

What attracts me most is their clear focus on high-value transactions, specifically targeting B2B and institutional-level services. Cross-border transfers often involve millions of dollars, which used to be quite cumbersome—high fees, slow settlements, complex processes. FIN uses stablecoins as the foundation, with fiat and crypto interoperability handled in the backend, making the user experience very streamlined. This is what Web3 payments should look like.

Another good detail is that they are about to pilot with import-export companies. This group is the most sensitive to cross-border payment efficiency and has the most genuine needs. Using them as a breakthrough point is a smart move. The stablecoin market is indeed heating up right now, and projects with strong practicality like this are probably more reliable than those just shouting concepts.