2026-01-12 20:29:22

On Monday, US financial stocks and UK-listed banks took a hit, dragging down global markets. The trigger? President Trump's proposal to cap credit card interest rates at 1% annually. This policy move directly threatens a major profit driver for the banking sector, forcing investors to reassess exposure to traditional finance as regulatory pressure mounts. It's a reminder that traditional financial institutions face increasing scrutiny over lending practices, making the case for transparent, decentralized alternatives even more compelling.

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GweiTooHigh

· 8h ago

NGL, traditional finance is really panicking now. The 1% interest rate cap directly hits the core... DeFi is still too attractive.

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RuntimeError

· 14h ago

1% interest rate cap? Banks are going crazy. Traditional finance is really being pushed to the edge now. The spring of DeFi has arrived, brothers.

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AirdropChaser

· 01-12 20:59

Trump directly hit the sore spot of traditional finance with this move—1% interest rate cap? Banks are going crazy. This is exactly why we need DeFi.

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MoneyBurnerSociety

· 01-12 20:50

Traditional finance is starting to cut itself again, or is this really a reform this time? Anyway, those bank stocks in my investment portfolio have long been used as a reference indicator for negative alpha, so if they fall, that's it.

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ApyWhisperer

· 01-12 20:45

Honestly, this has the banks panicking. The 1% interest rate cap directly cuts off their milk cows... Speaking of which, doesn't this just prove how insanely profitable traditional finance is? DeFi should have risen long ago.

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PretendingToReadDocs

· 01-12 20:44

Traditional finance is being rubbed on the ground... This is the meaning of defi's existence. Transparency and autonomy are the true principles, right?

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