Financial guarantees stand out as the real game-changer in building a unified credit system. Here's what makes them compelling:

First, delegators unlock USD-denominated yields on alternative assets—something traditional finance struggles with. Second, operators get uncollateralized lending access, removing friction from capital deployment. Third, depositors gain solid protection against downside risk.

It's a three-way win. The autonomous enforcement mechanism essentially automates trust, cutting through the noise of manual verification. That's what separates a working credit layer from theoretical frameworks.