Visa's move isn't really about embracing crypto; it's about improving the efficiency of stablecoin payments.

To put it simply:
In the future, companies might send money (salaries, platform settlements, cross-border remittances) without necessarily going through banks.
Visa directly integrates stablecoins into Visa Direct, allowing funds to be transferred 24/7 and arrive in seconds to digital wallets.

The key isn't blockchain technology itself but the scenario:
Bank hours ≠ business continuity
Cross-border settlements don't want to wait T+1 / T+2
Platforms, gig workers, international teams need instant payments
Stablecoins happen to address this pain point.

BVNK acts more like an invisible hub here, handling $30 billion in stablecoin transactions annually. Both Visa and Citibank have invested in it, which essentially shows:
Traditional finance isn't distrustful of stablecoins; it's distrustful of unregulated methods, only trusting controllable infrastructure.

My view is a bit more cautious:
This doesn't mean Visa will issue its own coin, nor does it mean retail investors will benefit immediately.
It's more like saying:

Stablecoins have shifted from a blockchain play to an alternative settlement tool.

The real change is:
In the future, stablecoin growth may not rely on narratives but on who is actually using them, paying wages, and making payments.

This is a long-term positive for the industry; for short-term speculation, don't overthink it.

#Visa #Stablecoins