TBC (Turing Bit Chain)

) Why do we need a "piggy bank that can't be impulsively opened"?
The charm of cryptocurrency lies in its "high volatility"; and the harsh reality of crypto also stems from this "high volatility." Let's look at some real historical snapshots:
BTC: Exploded from $1,000 in 2017 to $20,000, many people sold at the halfway point out of "fear of topping out," only to see it reach $100,000 eight years later;
BNB: Went from under $1 at issuance to soaring to $1,000 by 2025, a rise of over 1,000 times, behind which countless users cut losses during short-term corrections and missed the main upward wave;
ETH: Rose from $10 in 2017 to $1,400, many sold out out of "fear of topping," only to surge to $4,800 two years later—it's not a lack of courage, just human nature hard to reverse;
SOL: Jumped from $1 in 2020 to $260, early holders sold out due to "too rapid a rise," and by year's end, it surged again to $300—those who sold early could only watch others eat the gains with envy.
What's even more heartbreaking is that even if you resist the volatility, you might still fall victim to "storage" issues: centralized exchanges being hacked, wallet private keys lost, platforms suddenly跑路... Over the years, the funds lost by users due to "saving" are enough to create several crypto unicorns. What we need is not more exciting speculative tools, but an "anti-human" savings plan—one that helps you counteract emotional disturbances caused by volatility and allows you to fully control your assets without relying on any third party.
The birth of HoneyBank: Using UTXO+Locktime to create an "on-chain safe"
The core logic of HoneyBank is simple: use the native capabilities of blockchain to "lock" your TBC into an on-chain safe until the agreed time for withdrawal. But its technical implementation hides the cleverness of the TBC team—
1. Underlying logic: UTXO model is inherently a "locking神器"
Unlike account models (like Ethereum) that use "balance addition and subtraction," Bitcoin (and TBC) adopt the UTXO (Unspent Transaction Output) model, which is essentially "a bunch of coins with locks." Each UTXO is an independent "small box," only accessible by someone holding the correct private key. HoneyBank leverages this: when you deposit TBC into the piggy bank, the system packages your TBC into a special UTXO and adds a "time lock" to this "small box" via a Script—this lock's password is a future block height.
2. Key technology: Locktime field—on-chain "timed key"
In Bitcoin's underlying protocol, each transaction has a Locktime field, used to specify the minimum block height at which the transaction becomes valid. HoneyBank creatively amplifies this function:
When depositing: you choose a lock duration (e.g., 3 months, 6 months, 1 year), the system generates a locking script that marks your TBC UTXO as "only unlockable when block height ≥ X";
At maturity: the blockchain automatically verifies whether the current block height has reached the target. If yes, the UTXO's lock status is automatically lifted, and the assets are unlocked and ready for withdrawal—no additional操作 needed. It's as easy as taking candy out of a full jar. Your TBC has automatically "slept" until maturity, just waiting for you to open this gift of time;
Throughout: no centralized servers, no API interfaces, no "platform holding your assets"—all operations are executed by the blockchain itself, and your assets are always 100% under your control.