# InstantSettlement

The T+2 settlement cycle comes from the old paper-based financial system. Even today, when you sell a stock through a traditional broker, it can take two business days before the cash fully settles.
In a digital economy, that delay can slow down capital movement and limit trading flexibility.
On STONfi, tokenized assets like xStocks operate on The Open Network, where transactions settle as soon as the block is confirmed. That means trades can complete in seconds rather than days.
Why instant settlement matters:
No waiting period
Assets can move quickly between tokens such as NVIDIA Corporation