# October's ETF Wild Card: Why XRP Traders Are Eyeing $3.66 XRP just bounced back to **$2.97** (up 5% in 24h), and here's what's got everyone watching: the SEC is about to rule on **six spot XRP ETF applications between Oct. 18–25**. This isn't just noise—it's the kind of catalyst that can trigger institutional flows like we saw with BTC ETFs. # # The Setup On-chain data shows **4.3 billion XRP** stacked around the **$2.80–$2.75 support zone**—basically a buyer wall. XRP is currently trapped in a **descending triangle**, and if it breaks out with volume, analysts see a clean path to **$3.66 (23% upside)**. Some models are even throwing out **$4.20** if whale accumulation keeps accelerating. Technically, it's not overbought yet. **RSI and MACD** are trending bullish but haven't hit that extreme zone where you'd expect a pullback. Whales have been quietly accumulating. # # The ETF Catalyst Here's the thing: **REX/Osprey's XRPR ETF** just launched on Sept. 18 and did **$38M in first-day volume**. If even half of the six pending applications get approved, you're looking at billions flooding in. The SEC already streamlined listing standards for crypto ETFs, so the door's open. Even if approvals get pushed back, an extension could still pump sentiment. # # The Levels to Watch **Support:** Hold **$2.80** or momentum fades. **Breakout target:** Clear above **$3.00–$3.10** on volume = $3.40–$3.66 incoming. **Moon scenario:** ETF approvals + rally continuation = $4.00–$4.20 by month-end. October could be *the* month for XRP if the regulatory stars align with the technical setup. Right now, it's a two-way street, but the odds are tilted bullish.