Those API failure platforms really can't smile, TermMaxFi's stability has indeed slapped a lot of big companies in the face
RiverdotInc's rise is actually a slap in the face to those who are lying flat
The problem of liquidity fragmentation, to put it simply, is that the ecosystem is too fragmented, and the real test is still ahead
最近API故障让不少InfoFi平台集体掉链子，反观TermMaxFi却稳如磐石，这就是技术架构硬实力的差别——能不能扛住突发状况，考的就是基础设施是否真的过硬。同期RiverdotInc的涨幅更是超乎预期，背后其实映射出熊市里最朴素的真理：机会从来不会砸在坐以待毙的人头上，真正赚钱的永远是那些把精力投入到机制创新、一步一个脚印做事的协议。
但现在摆在面前的是另一个难题——链上借贷市场正在被流动性碎片化蚕食。资金散落在各个角落，单一平台的深度不足，跨链借贷效率又低下，导致融资成本居高不下、借贷体验糟糕。这一点值得生态从业者好好琢磨：如何在确保安全的前提下，把碎片化的流动性有效集聚起来。