USD1 provides fixed annual yields of 20% in simple financial products on a leading exchange, with SolvBTC holders able to further optimize their returns. There are two mainstream DeFi arbitrage strategies here:

**First Path**: Borrow USD1 from ListaDAO using SolvBTC at approximately 5% annual interest rate, then deposit the USD1 into a leading exchange to obtain 20% annualized returns.

**Second Path**: Borrow and lend SolvBTC or xSolvBTC in VenusProtocol's core pool. USDT borrowing costs approximately 5%, while USDC is even lower at 3.9%. After borrowing, exchange for USD1 and deposit into the platform.

The key factor is that USD1 and USDT currently maintain trading prices around 1.002, representing a 0.2% premium that affects actual returns. After comprehensive calculations, the actual annualized returns from USD1 financial products are approximately 17.6%. Deducting the 5% borrowing cost yields net returns of 12.6%, which converts to 6.3% annualized when denominated in SolvBTC (based on a 50% collateralization ratio).

This opportunity window is only 30 days, so interested participants should act quickly.